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Volume 2014 - Number 11

March 20, 2014

MIs Laud Johnson-Crapo’s MI Provisions, But Want More Clarity on MI Role in New Order

The private mortgage-insurance industry said it is pleased that the bipartisan agreement between Senate Banking Committee Chairman Tim Johnson, D-SD, and Ranking Minority Member Michael Crapo, R-ID, on housing finance reform recognizes the important role of private MI. The newly launched U.S. Mortgage Insurers said it supports Congressí efforts to achieve housing finance reform, all of which recognize the importance of and the need for standard MI coverage on loans sold to Fannie Mae and Freddie Mac. Privately, MIs say...

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With originations expected to drop in 2018, will your shop turn to non-QM/non-prime mortgage products as a way to bolster volumes?

Yes, definitely. We’re planning a launch.


No. It’s still difficult compliance/regulatory-wise.


Maybe. It’s under consideration.


Not now. But things could change as 2018 progresses.