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Volume 2018 - Number 5

February 2, 2018

Sen. Corker’s View of GSE Reform: Multiple Guarantors But None with a Market Share North of 25 Percent

Ginnie Mae would become the linchpin of the conventional secondary mortgage market of the future, providing an explicit government guarantee for MBS issued by one of several new entities, under a plan being drafted by Senate Republicans.

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This weekly covers the secondary mortgage market, including mortgage-backed securities and asset-backed securities.



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Do mortgage lenders really need a new credit-scoring model or is the current FICO system adequate?

It’s fine. Stick with what works.


Time for a change. Borrowers are different today.


Undecided, still assessing the situation.