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Volume 2018 - Number 34

September 14, 2018

FHFA Etches in Stone Synchronization of Fannie and Freddie Prepay Speeds, Goes a Bit Further Than Wall Street Asked

The Federal Housing Finance Agency this week moved to further cement its existing policies that require Fannie Mae and Freddie Mac to move in lockstep on matters that affect MBS prepayment speeds as a federal regulation.

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This weekly covers the secondary mortgage market, including mortgage-backed securities and asset-backed securities.



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Who "owns" the mortgage customer that’s brought to a wholesale lender through a loan broker?

The broker. It’s his/her client.
The wholesale/table funder. They’re taking the financial risk.
The broker, but only for the first year. After that, the borrower is fair game.
Hard to answer. It’s a complicated issue.

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