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Volume 15 - Number 1

December 30, 2014

Changes to GSE Servicing Standards Seen as ‘Promising’

The high cost of servicing delinquent mortgages for Fannie Mae and Freddie Mac is one of the factors that prompt lenders to implement underwriting overlays, according to Laurie Goodman, director of the Urban Instituteís Housing Finance Policy Center. However, recent changes to the GSEsí standards for servicing delinquent mortgages along with a potential adjustment to repurchase requirements are promising, she said. ďIn order to broaden access to credit, servicing issues ...

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