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Home » Denials by Reason » Files

Denials by Reason

Reasons for Mortgage Application Denials: 2014 Data PDF Format

August 22, 2018
Chart detailing percent of applications denied for government-backed purchase, conventional purchase, refinance, and all mortgages for the following reasons: debt/income, employment history, credit history, collateral, insufficient cash, unverified information, credit application incomplete, mortgage insurance denial, and other. Breakout provided by race/ethnicity for government-backed purchase, conventional purchase and refinance and by income as a percentage of MSA median for all mortgages. From HMDA.

Reasons for Mortgage Application Denials: 2014 Data Spreadsheet Format

August 22, 2018
Chart detailing percent of applications denied for government-backed purchase, conventional purchase, refinance, and all mortgages for the following reasons: debt/income, employment history, credit history, collateral, insufficient cash, unverified information, credit application incomplete, mortgage insurance denial, and other. Breakout provided by race/ethnicity for government-backed purchase, conventional purchase and refinance and by income as a percentage of MSA median for all mortgages. From HMDA.
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