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Home » Prime MBS Characteristics » Files

Prime MBS Characteristics

Prime MBS Characteristics: 2013-2Q26 (PDF)

July 31, 2026

Marketwide numbers. Breakdown of characteristics in volume. Breakouts for product (fixed-rate, adjustable-rate, GSE eligible, interest-only) and purpose (purchase, rate/term refi, cash-out refi). GSE eligibility numbers begin 2018. Also provides average underwriting characteristics (loan age, FICO score, debt-to-income ratio and loan-to-value ratio). Quarterly numbers beginning 2014.

Prime MBS Characteristics: 2013-2Q26 (Spreadsheet)

July 31, 2026

Marketwide numbers. Breakdown of characteristics in volume. Breakouts for product (fixed-rate, adjustable-rate, GSE eligible, interest-only) and purpose (purchase, rate/term refi, cash-out refi). GSE eligibility numbers begin 2018. Also provides average underwriting characteristics (loan age, FICO score, debt-to-income ratio and loan-to-value ratio). Quarterly and annual numbers.

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