Skip to content
  • Sign In
  • Create Account
  • Sign Out
  • My Account
Cart
  • Inside Mortgage Finance
  • MBS & ABS
  • The GSEs
  • The CFPB
  • Mortgage Trends
  • FHA/VA Lending
  • Nonconforming Markets
  • Data
    • Subscribe to Data
Home » Agency Loan Characteristics » Files

Agency Loan Characteristics

Agency Channel/Purpose Loan Characteristics: 4Q19 (PDF)

February 14, 2020
Average underwriting characteristics (FICO score, debt-to-income ratio, and loan-to-value ratio) by loan purpose by channel for the government-sponsored enterprises and for Ginnie Mae.

Agency Channel/Purpose Loan Characteristics: 4Q19 (Spreadsheet)

February 14, 2020
Average underwriting characteristics (FICO score, debt-to-income ratio, and loan-to-value ratio) by loan purpose by channel for the government-sponsored enterprises and for Ginnie Mae.

Agency Channel/Purpose Loan Characteristics: 3Q19 (PDF)

November 1, 2019
Average underwriting characteristics (FICO score, debt-to-income ratio, and loan-to-value ratio) by loan purpose by channel for the government-sponsored enterprises and for Ginnie Mae.

Agency Channel/Purpose Loan Characteristics: 3Q19 (Spreadsheet)

November 1, 2019
Average underwriting characteristics (FICO score, debt-to-income ratio, and loan-to-value ratio) by loan purpose by channel for the government-sponsored enterprises and for Ginnie Mae.

Agency Channel/Purpose Loan Characteristics: 2Q19 (PDF)

August 14, 2019
Average underwriting characteristics (FICO score, debt-to-income ratio, and loan-to-value ratio) by loan purpose by channel for the government-sponsored enterprises and for Ginnie Mae.

Agency Channel/Purpose Loan Characteristics: 2Q19 (Spreadsheet)

August 14, 2019
Average underwriting characteristics (FICO score, debt-to-income ratio, and loan-to-value ratio) by loan purpose by channel for the government-sponsored enterprises and for Ginnie Mae.

Agency Channel/Purpose Loan Characteristics: 1Q19 (PDF)

May 17, 2019
Average underwriting characteristics (FICO score, debt-to-income ratio, loan-to-value ratio and loan size) by loan purpose by channel for the government-sponsored enterprises and for Ginnie Mae.

Agency Channel/Purpose Loan Characteristics: 1Q19 (Spreadsheet)

May 17, 2019
Average underwriting characteristics (FICO score, debt-to-income ratio, loan-to-value ratio and loan size) by loan purpose by channel for the government-sponsored enterprises and for Ginnie Mae.

Agency Channel/Purpose Loan Characteristics: 4Q18 (PDF)

February 28, 2019
Average underwriting characteristics (FICO score, debt-to-income ratio, and loan-to-value ratio) by loan purpose by channel for Fannie Mae, Freddie Mac, and Ginnie Mae.

Agency Channel/Purpose Loan Characteristics: 4Q18 (Spreadsheet)

February 28, 2019
Average underwriting characteristics (FICO score, debt-to-income ratio, and loan-to-value ratio) by loan purpose by channel for Fannie Mae, Freddie Mac, and Ginnie Mae.
Previous 1 2 3 4 5 6 Next

Latest Imf News

  • Banks Decrease Share of Servicing for Others

  • Demand for Expanded-Credit MBS Exceptionally Strong

  • Illinois Lender Loses Mortgage License Over Illegal Practices

  • Mortgage Application Volume Declines

More Imf News

Featured Data

  • Conventional-Conforming Share of Lending Up in 1Q

  • Nonbanks See Rebound in Mortgage-Banking Income

  • Bank MBS Holdings Rise in 1Q26, Investors Like Ginnie

  • Refi Share of Originations Nears 50% in First Quarter

More Featured Data

Featured Reports

  • IMF HMDA Dashboard: 2025

  • 2026 Mortgage Market Statistical Annual (PDF)

  • Mortgage Servicing Rights Report: 4Q25 (PDF)

  • Mortgage Profitability Report 4Q25 (PDF)

More Latest Reports

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

View Results
  • About
    • About Inside Mortgage Finance
    • Contact Us
    • Advertising
    • Privacy Policy/Terms
    • Article Reprints/Web Postings
    • Copyright FAQ
  • Customer Center
    • Subscribe
    • Request a Sample
    • Account Inquiries
    • Change of Address
    • Change of Delivery Method
    • Data Licensing
    • Password Reminder
    • Group Subscriptions
    • Refunds
    • Renew Your Subscription
    • E-mail Newsletters
  • Mortgage Data
    • Origination
    • Servicing and Portfolios
    • Mortgage Insurance
    • Securitization
    • Agency MBS Activity
    • Non-Agency MBS Activity
    • MBS Investor Activity
    • ABS Activity
    • Commercial MBS Activity
    • Funding Activity
    • Earnings and Financials
    • Regulatory Data
    • Mortgage Rates and Terms
    • Subscribe to Data
    • Lender Profiles
    • HMDA Dashboard
    • Contacts Directory
    • Custom Data
    • Data Licensing
  • Reports
    • Data Reports
    • Industry Studies
    • Regulatory Reports
    • Statistical Annual
    • Free Reports

© Copyright 2026 Inside Mortgage Finance Publications
Design, CMS, Hosting & Web Development :: ePublishing