Overhauling the CFPB: Regulatory Relief on the Horizon

Thursday, Jan. 18, 2018 | 2:30 pm ET

After years of wrestling with the tough mortgage regulatory and enforcement regime of the Consumer Financial Protection Bureau, mortgage lenders and servicers are suddenly facing the prospect of a kinder, gentler regulator.

A new CFPB acting director—and eventually a new permanent director—is looking to provide some serious regulatory relief, throwing into question everything from the parameters of the ability-to-repay rule to the focus of enforcement actions and even whether pending litigation will be shelved.

Some changes could be quick and roundly welcomed by the mortgage industry—such as an increase in guidance that would allow mortgage companies to rely less on enforcement actions to puzzle out regulatory do’s and don’ts. Other changes, such as rolling back regulation, will take longer and be more involved and the time and money required for retooling might make them more burden than boon for financial institutions.

Join Inside Mortgage Finance at 2:30 pm ET on Thursday, Jan. 18, for Overhauling the CFPB: Regulatory Relief on the Horizon.” During this 90-minute event, our panel of experts will discuss the impact of the CFPB transition on mortgage regulation, supervision and enforcement, compliance and litigation.

You’ll hear from:

  • Allyson Baker, Partner, Venable
  • Melanie Brody, Partner, Mayer Brown
  • Benjamin Olson, Partner, Buckley Sandler

Topics we expect to cover:

  • Will change at this point be more disruptive than beneficial for mortgage industry participants?
  • What changes are likely to happen quickly?
  • What will happen with pending court cases against the CFPB?
  • Do you still have to collect all the new HMDA data fields?
  • Will the TRID “black hole” ever be closed?
  • Will Dodd-Frank Act requirements limit how much regulations can be rolled back or changed?
  • What should you be doing to prepare for the changes?

Uncover how the CFPB shakeup could change your business.

Please note:

Your webinar registration covers you and your entire team in one room. Additional locations must be registered separately. Call for discounted pricing for additional locations.

The webinar manual, included with all registration options, provides a program outline, speaker bios and presentations, and pertinent articles on the subject from Inside Mortgage Finance and our other newsletters.

The recording, which contains both an integrated audio/video copy of the conference as well as an audio-only version, is available approximately 24 hours after the conference and can be downloaded from your InsideMortgageFinance.com account after that time. You will receive an email notifying you when the recording is available for download.

Early Bird and Recording - Recommended - $405.00
Early Bird Registration - $380.00
Registration and Recording (after Jan. 2) - $445.00
Registration (after Jan. 2) - $420.00
Recording and Manual - $380.00

Please contact Customer Service if you need assistance: 1-800-570-5744


With originations expected to drop in 2018, will your shop turn to non-QM/non-prime mortgage products as a way to bolster volumes?

Yes, definitely. We’re planning a launch.


No. It’s still difficult compliance/regulatory-wise.


Maybe. It’s under consideration.


Not now. But things could change as 2018 progresses.