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Home » Authors » Brandon Ivey

Brandon Ivey

bivey@imfpubs.com
Articles

ARTICLES

QRM Rule Will Be Re-Proposed Shortly

August 23, 2013
Brandon Ivey
Late this week, some reports surfaced suggesting that an “alternative” proposal could surface, requiring a 30 percent downpayment for QRM status.
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Rate Spike Didn’t Change Homebuyer Behavior

August 22, 2013
Brandon Ivey
Sales-to-list price ratios on non-distressed properties increased for the seventh consecutive month in July to 98 percent, according to new research from the latest Campbell/Inside Mortgage Finance HousingPulse Tracking Survey.
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Agency Loan Limits Could Decline Beginning in Late 2013

August 21, 2013
Brandon Ivey
Significant opposition to lowering the GSE loan limits will come from Realtors, home builders and members of Congress on both sides of the aisle.
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High Costs Keeping First-time Homebuyers Away from FHA Mortgages

August 21, 2013
Brandon Ivey
As feared by the residential finance industry, an increase in upfront mortgage insurance premiums is hurting participation in the FHA program by first-time buyers.
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Delinquency Rates Largely Declining, Foreclosure Timelines a Concern

August 16, 2013
Brandon Ivey
According to Inside Mortgage Finance, Bank of America has the highest delinquency rate among the nation’s megabanks.
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Freddie’s G-Fees Significantly Lower Than Fannie’s

August 15, 2013
Brandon Ivey
If you're looking for a g-fee bargain, Freddie Mac is offering deals. Well, sort of.
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Two Harbors to Issue its First Non-Agency Jumbo MBS

August 14, 2013
Brandon Ivey
The publicly traded REIT is jumping into the jumbo MBS market with its first deal. Many of the loans come from nonbanks.
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Nonprime MBS Holdings by Fannie and Freddie Down 12 Percent

August 13, 2013
Brandon Ivey
Fannie sold $2.2 billion of non-agency assets in the first half of the year. Meanwhile, Freddie sold at least $1 billion of non-prime MBS in May.
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HAMP Activity Declining, Servicers Favor Proprietary Mods

August 12, 2013
Brandon Ivey
Even with the incentive fees offered by the HAMP program, residential servicers favor proprietary mods.
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Redwood Expects to Turn Small Profit on Lower Coupon Jumbos

August 8, 2013
Brandon Ivey
Redwood Trust said it expects to hit its goal of acquiring $8 billion in non-agency jumbos in 2013, “but it won’t be easy" company officials said.
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View All Articles by Brandon Ivey

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