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Home » Authors » Brandon Ivey

Brandon Ivey

bivey@imfpubs.com
Articles

ARTICLES

Bank Retail Lending Slows in 3Q, Mortgage Sales Rise

December 19, 2025
Brandon Ivey
SoFi Bank posted an 18.2% quarterly increase in retail lending in the third quarter, while the market as a whole contracted. The bank is looking to cross-sell mortgages to its customers. (Includes two data tables.)
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Ginnie Share of Mortgage Servicing Reaches 18.3% in 3Q

December 19, 2025
Brandon Ivey
The GSE share of servicing outstanding fell from 46.4% at the end of June to 46.1% at the end of September.
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Average Home Sale Price at KB Home Drops to 2023 Level

December 19, 2025
Brandon Ivey
In the fourth quarter of fiscal year 2025, the average sale price for homes sold by KB Home was $465,600.
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Short Takes: Senate Confirms FHA, Ginnie Leaders / Mortgage Payments Declining / Property Insurance Trends

December 19, 2025
Brandon Ivey
The Senate on Thursday confirmed Frank Cassidy as FHA commissioner and Joe Gormley as president of Ginnie Mae.
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Tricolor Leaders Charged With Fraud; ABS Falter

December 18, 2025
Brandon Ivey
The DOJ has filed charges against four former Tricolor executives for defrauding finance providers and ABS investors by double-pledging collateral and manipulating collateral characteristics.
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Ginnie Servicing Share Ticks Up Again in Third Quarter

December 18, 2025
Brandon Ivey
Mortgages tied to Ginnie Mae accounted for 18.3% of total servicing outstanding at the end of September. Some servicing share shifted away from the GSEs, though Fannie and Freddie still dominate. (Includes two data tables.)
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Trump Teases Housing Proposal, Promises Lower Interest Rates

December 18, 2025
Brandon Ivey
"And you will see this in the new year, I will announce some of the most aggressive housing reform plans in American history," President Trump said.
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Warehouse Lending Commitments Up Slightly in 3Q

December 18, 2025
Brandon Ivey
Refi originations push warehouse lending commitments up during the third quarter. On an annual basis, commitments were up 11.1%, with a handful of warehouse lenders putting a strong emphasis on the business. (Includes data table.)
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House Committee Moves Housing Bill, NFIP Extension

December 18, 2025
Brandon Ivey
The House Financial Services Committee approved the Housing for the 21st Century Act on a 50-1 vote.
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Short Takes: Mortgage Locks Decline in November / Home Prices Decline in November / More Direct FICO Score Providers / JPM Keeps Non-Agency MBS Moving

December 18, 2025
Brandon Ivey
Locks for mortgages declined by 4.2% on a monthly basis in November, according to Mortgage Capital Trading.
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View All Articles by Brandon Ivey

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