Skip to content
  • Sign In
  • Create Account
  • Sign Out
  • My Account
Cart
  • Inside Mortgage Finance
  • MBS & ABS
  • The GSEs
  • The CFPB
  • Mortgage Trends
  • FHA/VA Lending
  • Nonconforming Markets
  • Data
    • Subscribe to Data
Home » Authors » Brandon Ivey

Brandon Ivey

bivey@imfpubs.com
Articles

ARTICLES

Liquidity a Better Predictor of Default than LTV, DTI

July 12, 2019
Brandon Ivey
A borrower’s liquidity situation seems to be a better indicator of potential default than LTV or DTI ratios, according to the JPMorgan Chase Institute. The institute suggests that the use of emergency mortgage reserve accounts could help alter the DTI ratio standards for qualified mortgages.
Read More

Short Takes: Stearns Withdraws Offer on Senior Notes / Loan Defects Increasing / Lower Rates Helping with Overcapacity / Flagstar Switches MBS Distribution

July 12, 2019
Brandon Ivey
Stearns cancelled a cash tender offer for up to $41.63 million of senior secured notes in the company.
Read More

Appraisal Legislation Moving Through House with Bipartisan Support

July 12, 2019
Brandon Ivey

Currently, only state-certified appraisers can complete appraisals for FHA mortgages. One of the bills will align FHA appraiser licensing-requirements with requirements set by the government-sponsored enterprises.


Read More

Western Asset Management to Issue Another Large Expanded-Credit MBS

July 12, 2019
Brandon Ivey

The $975.07 million deal will be the second largest post-crisis expanded-credit MBS, topped only by a $1.22 billion deal from WAM last year


Read More

Whole-Business ABS Issuance on Track for Record Year

July 11, 2019
Brandon Ivey
Issuance of whole-business ABS is on track to break a record this year, with $4.6 billion in volume at halfway mark. Issuers include fast food companies, aftermarket car services and spa services.
Read More

Grapevine: Negative MSR Marks / loanDepot and Amazon?

July 11, 2019
Paul Muolo and Brandon Ivey
Falling interest rates are sometimes a bad thing — case in point is Mr. Cooper and negative MSR marks. Also, it’s been somewhat quiet on the M&A front but perhaps a change is in the wind.
Read More

A Private Activity Bond Will Fund DC-Area Toll Lanes

July 11, 2019
Brandon Ivey
A new private activity bond will fund construction of tolled express lanes near Washington, DC. Toll revenues on similar bonds have been strong and rating services affirmed BBB ratings on outstanding issuance.
Read More

Short Takes: The First Step in GSE Reform: New Capital Standards from the FHFA / How to Liquidate and Sell the Charters (Legally) / Guaranteed Rate Comes on Strong / The Race to the Top of the Mortgage Heap / Das? / Two Big Hires for SitusAMC

July 11, 2019
Paul Muolo and Brandon Ivey

The next step might be to create a limited liability regulated entity (LLRE) which would succeed the GSE. After that, the LLRE (once capital is raised) becomes a new company and the charter is sold to new owners. From what we understand, the FHFA has the legal power to sell the charter...


Read More

Trade Groups Express Doubts Over Proposed Changes to FHA Defect Taxonomy

July 11, 2019
Brandon Ivey

The trade groups are calling on the Department of Housing and Urban Development to either remove FHA certifications or replace them with a straightforward lender acknowledgement of key requirements based on loan eligibility…


Read More

Chase Increasing Issuance of Jumbo MBS with High-LTV Ratio Loans

July 11, 2019
Brandon Ivey
Some 77.1% of loans in the deal were originated by United Shore Financial Services, the owner of United Wholesale Mortgage.
Read More
View All Articles by Brandon Ivey

Latest Imf News

  • Depository Share of GSE Servicing Increases in 1Q

  • Margins Increase at AmeriHome Owner in First Quarter

  • Brokers Look to Reduce Credit Report Costs

  • Annaly Turns Profit in First Quarter Despite Agency MBS Issues

More Imf News

Featured Data

  • GSE Deliveries Weaken in First Quarter of 2026

  • GSE Lenders Stretch Credit Envelope in First Quarter

  • Bank Sales of Mortgages Rise to 2022 Level at End of 2025

  • Structured Finance Market Keeps Momentum Going

More Featured Data

Featured Reports

  • GSE Repurchase Activity: Cumulative Through Fourth Quarter 2025 (PDF Format)

  • Mortgage Profitability Report 4Q25 (PDF)

  • Agency Channel Analysis: 4Q25 (PDF)

  • Mortgage Servicing Rights Report: 4Q25 (PDF)

More Latest Reports

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

View Results
  • About
    • About Inside Mortgage Finance
    • Contact Us
    • Advertising
    • Privacy Policy/Terms
    • Article Reprints/Web Postings
    • Copyright FAQ
  • Customer Center
    • Subscribe
    • Request a Sample
    • Account Inquiries
    • Change of Address
    • Change of Delivery Method
    • Data Licensing
    • Password Reminder
    • Group Subscriptions
    • Refunds
    • Renew Your Subscription
    • E-mail Newsletters
  • Mortgage Data
    • Origination
    • Servicing and Portfolios
    • Mortgage Insurance
    • Securitization
    • Agency MBS Activity
    • Non-Agency MBS Activity
    • MBS Investor Activity
    • ABS Activity
    • Commercial MBS Activity
    • Funding Activity
    • Earnings and Financials
    • Regulatory Data
    • Mortgage Rates and Terms
    • Subscribe to Data
    • Lender Profiles
    • HMDA Dashboard
    • Contacts Directory
    • Custom Data
    • Data Licensing
  • Reports
    • Data Reports
    • Industry Studies
    • Regulatory Reports
    • Statistical Annual
    • Free Reports

© Copyright 2026 Inside Mortgage Finance Publications
Design, CMS, Hosting & Web Development :: ePublishing