Refis accounted for 57.1% of mortgage applications last week.

Home prices increased by 0.4% on a monthly basis in August, according to FHFA.

In August, Two Harbors Investment recorded a litigation settlement expense of $175.1 million tied to a lawsuit filed by the former external manager of the REIT.

The amount of mortgage servicing rights available for sale declined during the third quarter of 2025.

The delinquency rate on loans in Ginnie Mae MBS increased at a much faster pace than that on loans in GSE MBS, with the total delinquency rate for FHA mortgages hitting 10.90% at the end of September.

Loan originators using AI are seeing significant gains in productivity. Use cases range from non-consumer-facing activities to voice bots that interact with loan applicants.

Residential mortgage originations declined by 2.0% on a quarterly basis in the third quarter of 2025.

“A dampened summer home-buying market weighed down PrimeLending’s operating results,” said Jeremy Ford, chairman, president and CEO of Hilltop Holdings, which owns the mortgage lender.

Investor demand is fueling issuance of MBS and ABS to record levels without declines in underwriting standards.

The firms have issued a number of expanded-credit mortgage-backed securities.