“The totality of indicators in recent months suggests that neither aggregate demand in the economy nor inflation pressures eased by as much as was previously expected,” the economic team wrote.

Mr. Cooper says it achieves faster closing times and improves customer satisfaction when using remote online notarization.

Trump is widely expected to replace Rohit Chopra at the CFPB, but that hasn't happened yet.

Interest rates will be pushed and pulled by Trump policies, according to Stan Middleman, president of Freedom Mortgage.

TD held $42.98 billion of first-lien mortgages in portfolio as of the end of September.

Trump directed federal agencies to identify ways to lower the cost of housing and expand housing supply.

The bank anticipates annual expense savings of $17 million from the move.

Draper & Kramer will be prohibited from residential mortgage lending activities for five years, though the CFPB noted that Draper & Kramer wound down its operations last year.

The total delinquency rate on loans in agency MBS increased by 24 basis points during the fourth quarter. Delinquencies were up at FHA, VA and the GSEs. The rate is expected to rise modestly in 2025. (Includes data table.)

While electronic closings offer faster turn times, adoption of the technology comes with some complications. Still, the share of eNotes is expected to triple by 2028.