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Home » Authors » Brandon Ivey

Articles by Brandon Ivey

FHFA Suggests Leaving Adjustments of G-Fees and Loan Limits to Congress

September 23, 2014
Brandon Ivey
FHFA's Bob Ryan said the GSE regulator has concerns that decreasing loan limits or increasing g-fees would limit access to credit.
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Good News for Mortgage Lenders: Fewer Cash Buyers in the Market

September 23, 2014
Brandon Ivey
Elevated home prices and a smaller supply of distressed properties have prompted many investors to switch from buying to selling.
Read More

Short Takes: Mortgage Industry Shrinks but Not by Much / Can It Be? Final Risk Retention Rules? / Treasury’s Experiment in Non-Agency MBS / October Non-QM Launch for Ethos / JPM Removed From Virginia Lawsuit

September 23, 2014
Paul Muolo, Brandon Ivey, and Charles Wisniowski
It appears that Ethos Lending will enter the non-QM market come October...
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At ABS East, Optimism and Anxiety; New Rules and Regs a Big Concern

September 22, 2014
Brandon Ivey
Bob Behal, a principal and co-head of ABS and commercial MBS investments at Vanguard Group, said liquidity in the market is fair.
Read More

The G-Fee Quandary: Will Higher Prices Stimulate the Non-Agency Market?

September 19, 2014
Brandon Ivey
SIFMA did not take a stance on whether g-fees should be adjusted up or down. Instead, the trade group stressed that it is unclear how a change to g-fees would impact non-agency activity.
Read More

Supreme Court Prepares to Hear ‘Guidance’ Cases Tied to LO Overtime

September 18, 2014
Brandon Ivey
The MBA argued that the DOL didn’t follow rulemaking procedures in 2010 when the regulator withdrew guidance stating that loan officers could be exempt from overtime compensation requirements...
Read More

Homewood Mortgage Rolls Out Stated-Income Jumbo Product, with Some Strings Attached

September 18, 2014
Brandon Ivey
On its stated-income product, Homewood requires a minimum of three months of bank statements for both business and personal assets.
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Short Takes: Did EverBank’s Default Sale Backfire? / Can the Non-QM Market Save the Industry? / Which Mortgage Companies Will Be Forgotten? / A Layoff for a REIT / Stonegate Hires New Executive

September 18, 2014
Paul Muolo and Brandon Ivey
Some mortgage executives told us privately that residential originations could fall by 20 percent year.
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Lender Launches Jumbo Reverse Product

September 17, 2014
Brandon Ivey
The loan is available in California, Florida, Hawaii and New Jersey, and is slated to be expanded to other states.
Read More

Two Harbors Focuses on Retail Mortgages with its Latest Jumbo MBS

September 16, 2014
Brandon Ivey
Two other major contributors to the deal, George Mason Mortgage and American Pacific Mortgage, are retail-only shops.
Read More
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