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Home » Authors » Brandon Ivey

Articles by Brandon Ivey

New HMDA Disclosures Will be a Fair Lending ‘Game Changer’ for Originators

August 28, 2014
Brandon Ivey
The comment period on the CFPB’s proposed rule closes Oct. 22, and lenders won’t be subject to the proposed new reporting requirements until 2016.
Read More

Short Takes: Maybe Freddie Mac Will Sell its HQ Too? / A GSE in Montana? / Ocwen Executive Selling Shares / About Those Private MBS Placements… / Benmosche Stepping Down from AIG

August 28, 2014
Brandon Ivey and Paul Muolo
But if Fannie and Freddie sell their headquarter properties, shouldn’t they move to a low cost state like Wyoming or Montana? I
Read More

SEC Rule Mandates 3-Day Waiting Period for Non-Agency MBS Issuance

August 27, 2014
Brandon Ivey
However, non-agency MBS issuers won a slight concession on the matter: the SEC had initially proposed a five-day waiting period.
Read More

Earthquakes, Hurricanes Not Much of a Risk for Investors in Non-Agency MBS

August 26, 2014
Brandon Ivey
Barclays said few loans in vintage non-agency MBS were exposed to the recent earthquake.
Read More

SEC Set to Vote on Non-Agency MBS Rules Requiring Increased Disclosure and Credit Ratings

August 25, 2014
Brandon Ivey
The Securities and Exchange Commission proposed controversial changes that would place greater burdens on MBS issuers and potentially increase privacy concerns for borrowers.
Read More

In Settling with the FHFA, Goldman Will Buyback PLS for $3.15 Billion

August 25, 2014
Brandon Ivey and Paul Muolo
According to the Inside Mortgage Finance MBS Database, the original unpaid principal balance of the PLS deals in question was almost $40 billion.
Read More

Start-Up Wholesaler Aims to Revamp Mortgage Process with ‘Advisory Services’

August 22, 2014
Brandon Ivey
Mortgage advisors at Sindeo are paid a flat fee for every mortgage closed. Bonuses are based on customer satisfaction.
Read More

First-Time Homebuyer Share of Home Purchases Rises Significantly

August 21, 2014
Brandon Ivey
The increased market share for first-time homebuyers is part of a seasonal trend that has occurred in each of the past three years.
Read More

Realtors Prefer ‘Local’ Mortgage Lenders Over Call Centers

August 21, 2014
Brandon Ivey
Another concern was that out-of-state call center lenders might not know the local lending laws, which can result in delayed closings.
Read More

Compliance Vendor Warns CFPB’s HMDA Proposal Could be the Death Knell for Mortgage Lending

August 20, 2014
Brandon Ivey
“I’m wondering how many people buy homes outside of buying them with cash,” Ryan said during the webinar. “To me it’s that serious.”
Read More
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