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Home » Authors » Brandon Ivey

Articles by Brandon Ivey

Rating Services Getting (Slightly) More Comfortable with TRID Compliance Issues on Jumbo MBS

March 7, 2017
Brandon Ivey
Four mortgages from First Republic Bank were subject to limited reviews that didn’t include checks for compliance with TRID.
Read More

Short Takes: It Appears Carson Likes the MI Industry / New HUD Chief Carson Asks Employees to Take ‘The Niceness’ Pledge / You Can’t Overload the Human Brain? / Prestwick Selling GSE Servicing Rights / Freddie’s New Whole Loan Deal

March 7, 2017
Brandon Ivey and Paul Muolo
"You can't overload the human brain," said newly minted HUD secretary Ben Carson. And there was more...
Read More

Plenty of ‘Home Equity’ Now, but Less of a Desire to Tap the ‘House ATM’

March 6, 2017
Brandon Ivey
Researchers at the Federal Reserve Bank of New York said there’s still plenty of demand for home equity loans and cash-out refis but…
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Redwood Trust Prepares its Third Jumbo MBS of the Year. Execution Stronger than Whole Loan Sales

March 6, 2017
Brandon Ivey
Redwood officials note that in recent months pricing for jumbo MBS has been stronger than the bid for whole loan sales…
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SFIG Vegas Turnout Tops 6,700, but That Doesn’t Mean Investors Will Cozy Up to Non-Agency MBS

March 3, 2017
Brandon Ivey
Issuance of non-agency MBS backed by new originations continues to be limited…
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CFPB Tells Consumers: If You’re Offered a Subprime Mortgage, Beware

March 3, 2017
Brandon Ivey
CFPB analyst Megan Thibos reminds consumers that, “During the foreclosure crisis, many borrowers with subprime mortgages faced sharply increased mortgage payments and were unable to make those payments.”
Read More

Industry Pushes to Make Sure Servicing is Included in Broader Housing Reform Efforts

March 2, 2017
Brandon Ivey
Lenders that have representatives who are members of the UI collaborative include Bank of America, Quicken Loans, and Nationstar Mortgage…
Read More

Angel Oak Hits the Market with a Rated Nonprime MBS Deal

March 2, 2017
Brandon Ivey
The bank statement loans and TRID exceptions prompted Fitch to apply higher loss severities to the MBS, which play a role in credit enhancement levels…
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Non-Agency MBS Issuers Caution Against Certain Dodd-Frank Rollbacks; They Like the Legal Protection of the ATR

March 1, 2017
Brandon Ivey
SFIG Executive Director Richard Johns suggested that instead of removing requirements for risk-retention, policymakers could provide capital relief for issuers that retain risk on their securities, rewarding “good behavior.”
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Picking up a Head of Steam: Congressional Interest in GSE Reform?

February 28, 2017
Brandon Ivey
However, GSE reform will require a bipartisan effort and already other priorities are developing…
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