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Home » Authors » Brandon Ivey

Articles by Brandon Ivey

Competition for Lower Volume of Originations Driving Down Lenders’ Projections for Profit Margins

December 27, 2017
Brandon Ivey
Some lenders said they’re loosening underwriting standards in in an effort to compete for volume.
Read More

Short Takes: Homes Prices Still Increasing / A Slowdown Expected / Flagstar Takes Hit from Tax Bill / Proceeds from FCA Cases Decline

December 27, 2017
Brandon Ivey
Nationally, home prices increased by 6.48 percent in October compared with a year ago, according to Black Knight.
Read More

CFPB Policy on New HMDA Data Collection Brings Relief and Uncertainty

December 26, 2017
Brandon Ivey
“While this flexible approach is generally beneficial for lenders and consumers, it does produce some uncertainty over what will be considered ‘good faith’ or ‘material,’” according to attorneys at the law firm of Buckley Sandler.
Read More

Short Takes: FHA Operations Funded / CFPB to 'Reconsider' HMDA Elements / GSEs Set to Take DTA Charges / Tax Bill's Impact on Home Sales

December 26, 2017
Brandon Ivey
A new spending bill approved by Congress extended federal funding through Jan. 19.
Read More

GOP Tax Reform a Mixed Bag for Housing Industry

December 21, 2017
Brandon Ivey
Beginning in tax year 2018, a deduction won’t be allowed for interest paid on home-equity loans unless proceeds from the loan are used to improve the residence…
Read More

Passage of Tax Bill Prompts Some Lenders to Increase Minimum Wages, Hand Out Bonuses

December 21, 2017
Brandon Ivey
Washington Federal will increase wages by 5.0 percent for employees earning less than $100,000 a year…
Read More

Short Takes: Freddie Mac Might Avoid a Treasury Draw / Exigent? / This is Just the Beginning / The Big Winners: Holders of GSE Junior Preferred / Paying Your Mortgage via Alexa / IMFnews Publishing Break

December 21, 2017
Brandon Ivey and Paul Muolo
Washington Analysis believes the FHFA/Treasury move is a “clear positive for shareholders in the GSEs, particularly holders of junior preferred shares..."
Read More

Movement Mortgage Plans to Add 700-Plus Workers at its HQ Over the Next Five Years

December 20, 2017
Brandon Ivey
Movement was founded in 2008 and has grown from four employees to more than 4,300…
Read More

Wells Fargo Promotes Mary Mack to Head Consumer Lending, in Addition to Leading the Community Banking Division

December 19, 2017
Brandon Ivey
Mack, a senior executive vice president at Wells, has been at the bank for 33 years...
Read More

GOP Tax Bill Won’t Change Current Capital Gains Treatment on the Sale of a Principal Residence

December 18, 2017
Brandon Ivey
The housing industry had warned that extending the requirement would “lock” younger borrowers into their first homes for longer periods of time…
Read More
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