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Home » Authors » Brandon Ivey

Articles by Brandon Ivey

DOL Proposes New Threshold for Overtime

April 5, 2019
Brandon Ivey
The Department of Labor in March proposed a new threshold for overtime eligibility. The proposal leaves untouched standards that have been in place since 2010, which make mortgage loan officers eligible for overtime pay. Currently, certain employees that make at least $455 per week ($23,600 per year) are exempt from overtime pay, which is paid at 1.5 times the employee’s regular rate of pay when working more than 40 hours a week. The DOL proposed increasing the overtime ...
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Ocwen Settles Massachusetts Case; Ditech Slides Deeper

April 5, 2019
Brandon Ivey
Ocwen Financial, the nation’s 12th largest servicer, has reached a civil settlement with the Massachusetts Office of the Attorney General, to resolve a complaint filed by the state in 2017. As part of the agreement, Ocwen will make a $675,000 payment and provide relief to residential borrowers. The Massachusetts AG said the settlement involves total restitution of $2 million. The AG alleged that Ocwen committed “widespread mortgage servicing violations that increased Massachusetts ...
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JPM Chief Estimates $1T in Lost Mortgage Volume, Hints the Bank Might Change its Mortgage Strategy

April 5, 2019
Brandon Ivey
Dimon added that Chase is “intensely reviewing” its role in originating, servicing and holding mortgages due to regulatory issues...
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Servicing Sales Remain Elevated After Rising in 2018

April 5, 2019
Brandon Ivey
The market for servicing sales remains strong, according to industry participants. A number of lenders are looking to sell mortgage servicing rights after weighing capital requirements and cash needs with the potential to retain borrowers, according to an analysis by Strategic Mortgage Finance Group.
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First-Lien Holdings by Banks Head North

April 4, 2019
Brandon Ivey
New residential loans going into bank portfolios include mostly non-agency mortgages, with some exceptions…
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Jumbo Correspondent Channel Gains Market Share

April 3, 2019
Brandon Ivey
Strategies for jumbo originations vary among the top three producers, all of which are megabanks...
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Short Takes: Tennessee Bank Exiting Third-Party Production / Plaza Home Expands Non-QM Offerings / 23 Groups Want Expedited Vote on FHFA Nominee / Calabria Knows the Risks / The Signors Are…

April 2, 2019
Paul Muolo and Brandon Ivey
The letter does not specify what these new policies might be. Some type of administrative reforms, perhaps?
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Look Who’s Jumping Into the Non-QM Pool: JPMorgan Chase

April 2, 2019
Brandon Ivey
Up until now, JPMorgan has focused on securitizing QMs…
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Ocwen Settles with Massachusetts, Lawsuit Focused on Legacy Servicing Issues

April 1, 2019
Brandon Ivey
The state accused Ocwen of widespread servicing violations that increased mortgage and insurance expenses…
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MBS Players Look to Fill in Blanks on Housing Reform

March 29, 2019
Brandon Ivey
Industry participants fleshed out details of a housing-finance reform outline at two days of Senate hearings this week. They were divided, though, on whether an overhaul of the government-sponsored enterprises is even necessary, let alone what type of reforms need to be completed.
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