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Home » Authors » Brandon Ivey

Articles by Brandon Ivey

Nonbank Servicers Raise Concerns Over Ginnie Capital Proposal

October 28, 2021
Brandon Ivey
If capital and liquidity requirements for nonbank servicers are too stringent, firms could leave the business and borrowers’ costs for mortgages could increase.
Read More

Flagstar’s Margins and Servicing Marks Improve

October 27, 2021
Brandon Ivey
The NYCB acquisition of Flagstar won't close until next year...
Read More

GSE-Eligible Loans Propel Prime Non-Agency MBS in 3Q21

October 27, 2021
Brandon Ivey
In 2Q21, the GSE-eligible share of loans going into non-agency MBS was 28%.
Read More

Home Equity Investment Activity Gains Traction

October 26, 2021
Brandon Ivey
Generally, the obligation related to the HEI will decline at a rate similar to the home depreciation.
Read More

Chopra Beefs Up Senior Leadership at CFPB

October 25, 2021
Brandon Ivey
While Zixta Martinez got bumped up, two new faces — Karen Andre and Jan Singelmann — are joining the senior ranks of the CFPB.
Read More

First Enforcement Action Under Chopra Targets Abusive Practices

October 25, 2021
Brandon Ivey
JPay, a company that helps the government distribute money to people at the end of their prison sentences through debit cards, charged consumers fees to access their own money, the bureau said in its complaint.
Read More

CFPB Paying Attention to Big Tech’s Payment Platforms

October 25, 2021
Brandon Ivey
Amazon, Apple, Facebook, Google, PayPal and Square have been ordered to provide information regarding their payment platforms. The CFPB said the order was part of a market monitoring effort.
Read More

Fair Lending and Servicing a Top Priority for CFPB

October 25, 2021
Brandon Ivey
The CFPB under Rohit Chopra is expected to be much more aggressive regarding fair lending and fair servicing than under his predecessors.
Read More

Other News in Brief

October 25, 2021
Brandon Ivey
Seila Law ends Supreme Court quest; compliance date of 2017 rule delayed again; CFPB joins other regulators on LIBOR statement; CFPB seeks clarity on Regulation O; consumers seek regulation of earned wage access products.
Read More

Ginnie Servicing Performing Better, Freedom Ups Stake

October 25, 2021
Brandon Ivey
Freedom remained the top Ginnie servicer with $272.22 billion of MSRs on its books at the end of 3Q21...
Read More
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