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Home » Authors » Brandon Ivey

Articles by Brandon Ivey

Regulatory Agendas Include Many Mortgage Items But Not QMs

December 16, 2021
Brandon Ivey
Federal regulators provided status updates on several current and pending mortgage-related rulemaking initiatives. But revisions to the qualified-mortgage standards were missing from the CFPB’s agenda.
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Agencies Review QRM. Conclusion: Carry On

December 15, 2021
Brandon Ivey
Federal regulators started their review of risk-retention standards for residential MBS in December 2019. The review ended with no action this week.
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loanDepot Patron to Acquire Majority Stake in KBRA

December 13, 2021
Brandon Ivey
KBRA was founded in 2010 by Jules Kroll...
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Closing Costs Cutting into Affordability for First-Time Homebuyers

December 10, 2021
Brandon Ivey
Low-income first-time homebuyers face higher closing costs than others receiving purchase mortgages, according to economists at Fannie Mae. The GSE is suggesting changes that could fix some of that.
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Lender Facing Loss After Setback in Appraisal Lawsuit

December 10, 2021
Brandon Ivey
An appraisal company failed to note that improvements to a refinanced property happened to encroach on neighboring land, but the lender, First Community Mortgage, couldn’t pin losses on the appraiser.
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Grapevine: Automation, Algorithms a Major Focus for Industry

December 10, 2021
Brandon Ivey
Start-up mortgage lender Beeline completes Series A funding; HouseCanary publishes report defending its AVM; DC attorney general introduces legislation aimed at the use of algorithms by companies in the housing sector; LoanLogics acquires LoanBeam.
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How Best to Win at Lobbying? Follow the Themes...

December 10, 2021
Brandon Ivey
How best to influence policymakers? Follow the themes, but don't forget the checkbook too...
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Blackstone Charts New Securitization Strategy for Non-Agency Loans

December 9, 2021
Brandon Ivey
The latest MBS from Blackstone includes non-agency mortgages for investment properties from various lenders. The firm’s pre-pandemic non-agency MBS were backed by loans from Finance of America.
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Grapevine: House Approves LIBOR Fix; A New Way to Pay the SEC

December 9, 2021
Brandon Ivey
The House passes legislation to help address legacy contracts for MBS and ABS tied to LIBOR; the SEC expands payment methods for various filing fees; transportation ABS is performing well despite supply chain issues.
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Short Takes: And Now for Some Positive News About Better.com / Believing in the Mission / Coming Soon: AI Laws / Velocity’s MBS / Zillow’s Progress Report

December 9, 2021
Paul Muolo, Brandon Ivey, and Monica Hogan
Another said he believed in Better.com’s mission of trying to make the mortgage origination process simpler for consumers...
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