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Home » Authors » Brandon Ivey

Articles by Brandon Ivey

Ambac, BofA Settle Non-Agency MBS Lawsuit for $1.8 Billion

October 13, 2022
Brandon Ivey
A trial that started in September after years of delays ended with a settlement. Bank of America agreed to pay $1.84 billion to settle claims tied to non-agency MBS issued by Countrywide Financial prior to the 2008 financial crisis.
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MBS REITs Seek to Calm Investors’ Nerves

October 13, 2022
Brandon Ivey
AGNC Investment and Annaly Capital Management provided preliminary third-quarter results this week. Book value declined and leverage increased on a sequential basis.
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Grapevine: SFA Revising TRID Grid; Timeshare ABS and Hurricane Ian

October 13, 2022
Brandon Ivey
SFA is seeking feedback on revisions to TRID Grid for residential MBS; timeshare ABS properties and borrowers are under evaluation following Hurricane Ian.
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Lenders Bracing for Stagnant Home Prices Next Few Years

October 13, 2022
Brandon Ivey
After a couple of years where annual home price growth averaged 20%, analysts expect prices to flatten or even decline. And it’s possible the conforming loan limit set for 2023 will remain in place for all of 2024.
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Lenders Bracing for Stagnant Home Prices Next Few Years. GSE Loan Limits?

October 13, 2022
Brandon Ivey
Bearish? Fannie Mae now expects home prices to decline by 1.5% on an annual basis compared to a previously estimate of +4.4%...
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Private MI Loses Market Share to FHA/VA in 3Q22

October 12, 2022
Brandon Ivey
Issuance of MBS with FHA purchase mortgages increased 8.1% from the second quarter...
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Bayview to End Lull in Jumbo MBS Issuance

October 12, 2022
Brandon Ivey
Jumbo MBS creation has been limited amid rising interest rates.
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A Decline in Market Share for High LTV GSE Loans

October 10, 2022
Brandon Ivey
The tightening on LTV ratios could be tied to home price trends.
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Ambac’s Countrywide MBS Lawsuit Ends With $1.8 Billion Settlement

October 10, 2022
Brandon Ivey
The ghost of Countrywide rises once again. Overall, Ambac was seeking damages of more than $3.0 billion from BofA...
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Deliveries to GSEs Maintain Strong Underwriting in Third Quarter

October 7, 2022
Brandon Ivey
While interest rate hikes are deflating originations, lenders aren’t budging much on underwriting standards for purchase mortgages, based on an analysis of mortgages delivered to the GSEs in the third quarter. (Includes two data charts.)
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