It’s been four months since FHFA approved new credit scoring models for loans delivered to the GSEs. While the transition wasn’t going to be quick, industry participants are still waiting on a timeline.

Redwood's latest MBS includes somewhat older loans and a mix of super-prime mortgages and expanded-prime collateral.

Fannie Mae is "moving away from implying that an appraisal is a default requirement."

The CFPB's funding structure may be found to be unconstitutional, but that doesn't mean that the regulator will go away...

Truist saw its jumbo volume plunge by 72.5% in the fourth quarter.

Issuers are largely meeting Ginnie's capital requirements, though liquidity remains a concern.

Among the nation's largest banks, MSR values were mixed.

MBA's Marina Walsh attributed the uptick in delinquencies to a weakening economy and “ongoing inflationary pressures.”

The SEC’s proposed rule on conflicts of interest in the securitization market would limit many types of CRT issuance...

The jumbo sector lost some market share in the fourth quarter of 2022. Banks are tightening underwriting standards and seeing diminished demand for the products. (Includes data chart.)