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Home » Authors » Brandon Ivey

Articles by Brandon Ivey

Short Takes: A Reverse Split for Better? / Tough Times for LOs / New MSR Auctions / Trades Prevail in Battle Against the CFPB / Boomer Lands

September 11, 2023
Brandon Ivey and Paul Muolo
A tough market for LOs? No surprise there...
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Concerns Mount on Homeowners Insurance, Climate Change

September 8, 2023
Brandon Ivey
“Millions of Americans [are] paying more for homeowners insurance — often with less protection than before — while others are scrambling to find any insurance at all, because their insurer has refused to renew their policy,” said Sen. Sherrod Brown, D-OH, chair of the Senate Committee on Banking, Housing and Urban Affairs.
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Short Takes: Home Prices Expected to Level Off / FHA Ends Loan Rejection Reporting / HELOC MBS Holding Up

September 8, 2023
Brandon Ivey
Downward pressure on home prices from rates and upward pressure from demand and limited inventory will likely balance each other out.
Read More

SFA Non-Agency MBS Data Tape Revisions Progressing

September 7, 2023
Brandon Ivey
The Structured Finance Association continues to push forward on revising the disclosures used with non-agency MBS. The revisions could lead to major changes in industry practices.
Read More

Grapevine: ‘Modest’ Impact on MBS from Hurricane Idalia; FDIC Selling Loans

September 7, 2023
Brandon Ivey
Most residential MBS and commercial MBS have limited exposure to the hurricane; the FDIC is working to sell Signature Bank’s $33 billion portfolio of commercial mortgages; DBRS ready to rate residential transition loan MBS; MISMO seeking comments on ESG materials.
Read More

Outlook for Housing Market: Not Great

September 7, 2023
Brandon Ivey
"We don’t see much upside to the index in the near future, barring significant improvements to home affordability, which we also don’t expect," said Doug Duncan, a senior vice president and chief economist at Fannie Mae.
Read More

Fannie Okay With Mortgages for 3D-Printed Homes

September 7, 2023
Brandon Ivey
“Lenders should follow the standard eligibility and comparable sale selection requirements for site-built housing,” Fannie said of 3D-printed homes.
Read More

Short Takes: GSE Conservatorship Hits 15 Years / UWM Expands Credit Report Services / Affordability Constrained

September 7, 2023
Brandon Ivey
Investors in GSE stock are still pushing for Fannie and Freddie to exit conservatorship...
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Banks Concerned About Mounting Regulatory Pressure

September 7, 2023
Brandon Ivey
Most recently, banking regulators proposed long-term debt requirements on large banks.
Read More

Grapevine: Black Knight Now Part of ICE; Lenders Come and Go

September 7, 2023
Brandon Ivey
ICE-Black Knight consummate merger; AmeriFirst files for bankruptcy; Integro Bank forays into mortgages; rate hikes could be finished.
Read More
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