George Brooks

HUD Expands Test for Disparate-Impact

August 22, 2019

Under the HUD draft rule, allegations that a specific, identifiable policy or practice has a discriminatory effect must plead facts to support the claim

Analyst Warns of a Downside to New Condo Rules

August 22, 2019

George Brooks

HUD has made it easier for condo projects to qualify for FHA financing. But an analyst warned the move may not produce the desired results.

Final Condo Financing Rules

August 16, 2019

George Brooks

HUD’s final rules on condo projects allow certain condo units to be eligible for FHA-insured loans even if the project is not FHA approved.

Issuance of Ginnie Mae securities backed by FHA-insured reverse mortgages jumped 93.9% in July; Arch MI's insurance in force rose 24.3% as of the end of the second quarter; Ginnie Mae has awarded a blanket purchase agreement to CGI Federal Inc.

Interim Guidance on Blue Water Law Implementation

August 16, 2019

George Brooks

VA has issued interim guidance for implementing legislation, which removes the VA guaranty cap on jumbos.

GAO Says FHA May Have Sold Distressed Loans Prematurely

August 16, 2019

George Brooks

FHA may have sold ineligible delinquent loans to private investors in fiscal 2016 due to misclassification, according to a recent GAO report.

Lenders Don’t Need Prior Approval to Cure IRRRLs

August 16, 2019

George Brooks

Lenders don’t need prior VA approval to cure IRRRLs that do not meet certain standards as long as it doesn’t increase loan costs.

Appeals Court Upholds $298M Mortgage Fraud Fine Against Allquest

August 16, 2019

George Brooks

An appeals court upheld a fine against two companies for submitting false certifications on mortgages originated via unregistered branches.

Proposed Changes to FHA Lender Certification Published

August 16, 2019

George Brooks

HUD is asking stakeholders to comment on proposed changes to FHA’s annual lender certification.

HUD Wants to Change Lender Certifications. New Pledges for CEOs

August 16, 2019

George Brooks

Generally, commenters recommended that HUD rescind the annual certification statements since the National Housing Act does not require proof of compliance with FHA eligibility requirements or completion of an annual certification.

George Brooks

ARTICLES

HUD Expands Test for Disparate-Impact

Analyst Warns of a Downside to New Condo Rules

Final Condo Financing Rules

Around the Industry

Interim Guidance on Blue Water Law Implementation

GAO Says FHA May Have Sold Distressed Loans Prematurely

Lenders Don’t Need Prior Approval to Cure IRRRLs

Appeals Court Upholds $298M Mortgage Fraud Fine Against Allquest

Proposed Changes to FHA Lender Certification Published

HUD Wants to Change Lender Certifications. New Pledges for CEOs

Latest Imf News

MSR Owners Eyeing Rising Delinquencies

Strong First Quarter for Freddie Mac

Redwood Takes a Loss in 1Q

OCC Settles With Federal Savings Bank Over FTC Act Violations

Featured Data

Seasonal Slowdown Hits Ginnie Issuance in First Quarter

Non-Agency MBS Issuance Heads Higher in First Quarter

ECM Drives Non-Agency MBS Issuance in Early 2026

Agency Servicing Market Subdued in Early 2026

Featured Reports

Mortgage Servicing Rights Report: 4Q25 (PDF)

2026 Mortgage Market Statistical Annual (PDF)

Agency Seller-Issuer Profile: 4Q25 (PDF)

Guide to Mortgage Lending to First-Time Homebuyers

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?