George Brooks

Treasury Sees Bigger Role for Ginnie Post Housing Reforms

September 11, 2019

Treasury recommends Congress authorize Ginnie Mae to provide “last position” guarantee on MBS backed by conventional and multifamily home loans as well as give it the flexibility to adjust its guarantee fee.

Lenders See Significant Increase in Mortgage Profits in 2Q19

September 6, 2019

George Brooks

Mortgage lenders posted a net gain of $1,675 per origination in the second quarter, the best quarter the industry has seen since the third quarter of 2016, the Mortgage Bankers Association said in a recent report.

Morningstar-DBRS Announce New Rating for Overlapping Assets

September 5, 2019

George Brooks

Morningstar Credit Ratings and DBRS have announced a new integrated methodology for assigning ratings to new securitization deals.

Court Rejects Motion to Move Bankruptcy Disputes

September 5, 2019

George Brooks

A U.S. District Court rejected a motion by originators in an MBS legacy case to move adversary proceedings away from bankruptcy court.

FTHBs’ Mortgage Choices Driven by Affordability

September 5, 2019

George Brooks

Low-downpayment mortgages remain at the core of financing for first-time homebuyers, who continue to move away from FHA and VA programs to-ward conventional home loans.

Despite Legal Setback, HUD Remains Committed to DPA Rulemaking

September 5, 2019

George Brooks

The original guidance from HUD barred such entities from providing DPA outside of their jurisdictions, affecting – in particular – Native American tribes that offer cash assistance through FHA lenders

Despite Legal Setback, HUD Committed to DPA Rulemaking

September 5, 2019

George Brooks

After a court case didn’t go the agency’s way, HUD has promised to follow proper procedures on downpayment assistance rulemaking.

Reverse Lending Weak in 2Q19, Down 34% Compared to Last Year

September 3, 2019

George Brooks

For the first half, the top five HECM lenders were American Advisors Group, One Reverse Mortgage, Synergy One, Reverse Mortgage Funding, and Fairway Independent Mortgage…

FHA Issues Guidance for Condo Spot Approval

August 30, 2019

George Brooks

The agency has issued interim instructions for obtaining an FHA case number for a unit in an unapproved condominium project that will be processed as a single transaction.

HECM Originations Slightly Increase in 2Q

August 30, 2019

George Brooks

Reverse mortgage lenders saw modest growth in the second quarter with a mere 3.0% increase in HECM originations. The trend in the sector remains weak, with production at the mid-year mark down 33.7% from a year ago.

George Brooks

ARTICLES

Treasury Sees Bigger Role for Ginnie Post Housing Reforms

Lenders See Significant Increase in Mortgage Profits in 2Q19

Morningstar-DBRS Announce New Rating for Overlapping Assets

Court Rejects Motion to Move Bankruptcy Disputes

FTHBs’ Mortgage Choices Driven by Affordability

Despite Legal Setback, HUD Remains Committed to DPA Rulemaking

Despite Legal Setback, HUD Committed to DPA Rulemaking

Reverse Lending Weak in 2Q19, Down 34% Compared to Last Year

FHA Issues Guidance for Condo Spot Approval

HECM Originations Slightly Increase in 2Q

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