The regulator determined that consumers were lured with deceptive promises of savings and misled about when their payments would be applied.

Many mortgage lenders continue to press the bureau – or failing that, Congress – to formally provide an extended “hold harmless” enforcement period...

Happy birthday to the CFPB? Well, it all depends on which side of the mortgage table you sit on...

Lenders continue to have a great deal of anxiety about TRID, including enforcement concerns and massive closing delays.

CFPB chief Richard Cordray promised: "If we see errors, we’ll point out what they are and how they should be corrected. We will not be looking to be punitive toward people.”

Complaints about residential mortgages were among the first type of gripes to be accepted and tracked by the CFPB’s consumer complaint database.

FBR Capital Markets analysts said the ruling allows the CFPB and the Department of Justice to retain their use of disparate impact under the Equal Credit Opportunity Act...

Many in the industry wonder why it appears that access to credit remains so tight, seven years after the last financial crisis.

Pete Mills, SVP for residential policy at the Mortgage Bankers Association, said there are a few issues not covered by the bureau’s delay. “What about state regulators?" he asked. "Are they going to be bound, are they under that same understanding as the bureau?”

Now that the Supreme Court has ruled, the next question becomes: How much will this cost the industry in added compliance spending?