Insurance property costs are rising due to increased risk and damage from natural disasters, and are contributing to increases in delinquencies.

The suit says allegations of mortgage fraud are pretextual and an attempt to undermine the independence of the Fed.

The median amount due at application dropped in July.

Production is cooling off even as interest rates on RTLs decline.

One executive said underwriters should be extra careful and check the certified public accountant documentation.

Banks and thrifts increased their holdings of first-lien mortgages by 0.7% during the second quarter of 2025 compared to the end of March. (Includes data table.)

Leaders of non-QM lenders caution that fraud is a concern with bank statement mortgages and loans underwritten based on business profit and loss statements.

Lenders that have traditionally focused on agency mortgages are boosting originations of non-QMs.

Figure Technology Solutions has used HELOC lending and a loan marketplace to bolster its prospects ahead of an initial public offering.

Total nonprime servicing grew in the second quarter of 2025 after declining early in the year. Meanwhile, delinquencies on securitized non-qualified mortgages declined. (Includes data table.)