Groundfloor Finance took a $2.1 million loss in the first half of 2025. The firm focuses on fix-and-flip lending.

Constructive Capital is posting below average delinquency rates on mortgages for investment properties while offering more lenient underwriting than the industry average.

Better’s new home equity line of credit offering is aimed at self-employed borrowers and small-business owners.

Prices for luxury homes break from overall trend; The Mortgage Calculator launches asset depletion and asset utilization mortgage program; Planet Financial Group appoints Tim Fisher as senior vice president of non-agency lending.

The Securities and Exchange Commission is seeking feedback on updates to disclosure requirements for publicly-registered non-agency MBS and ABS.

As originations and market share for expanded-credit loans have increased, some industry participants see the potential for problems.

Bayview Asset Management first acquired a stake in Guild Mortgage in 2020. BAM is on track to fully acquire the lender by the end of the year, after an effort by a competing bidder didn’t proceed.

The non-agency conduit owned by Radian is for sale. The entity started issuing MBS about a year ago and stood out among competing providers of private mortgage insurance.

After years of appreciation, home prices are leveling off and could even decline.

“You’ve got an ever-increasing number of investors and insurance companies, securitizers and aggregators, all competing for what feels like a smaller set of loans,” said Clint Thomas, vice president of correspondent lending at Silver Hill Capital.