Ginnie Mae has been running stress tests on nonbanks since 2018. Each issuer is tested twice a year and the analysis covers all four Ginnie programs. 

The recent rise in interest rates has slowed the pace of home price appreciation, according to reports from Zillow, Redfin and the National Association of Realtors.

The homeownership rate among young Black adults who completed college is lower than that among young white adults who didn’t finish high school, according to a new report from the Urban Institute.

Former Ginnie President Ted Tozer, who attended the investor summit, said a big topic was what the rapid increase in interest rates means for MBS.

Although FHA is required to maintain a minimum 2% capital ratio, there’s nothing in its Congressional mandate that speaks to a maximum.

Enact made selective price increases in the third quarter, a practice that continued into the next month...

This fall, Ginnie President Alanna McCargo restarted visits to foreign investors...

At Sept. 30, the FHA had a book of business totaling $1.275 trillion...

The nation’s top three issuers in October: PennyMac Financial, United Wholesale Mortgage and Freedom Mortgage.