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Home » Authors » Monica Hogan

Articles by Monica Hogan

Industry Welcomes FHA’s HECM Plan, But Wants More

May 5, 2023
Monica Hogan
The Mortgage Bankers Association wants FHA to extend to all lenders certain documentation waivers recently made available to Reverse Mortgage Funding transferees.
Read More

Around the Industry

May 5, 2023
Monica Hogan
VA extends COVID-19-related forbearance request deadline; HUD reduces fees for Section 184 loans; MBA asks Congress to authorize rural ADU financing; FHA outlines effective dates for LIBOR transition.
Read More

Lack of Clarity on Debt Ceiling a Concern for Lenders

May 5, 2023
Monica Hogan
The longer it takes Congress to react after a debt default, the bigger the impact will be, according to Cristian deRitis, deputy chief economist at Moody’s Analytics.
Read More

FEMA’s Risk Index to Cover Climate Changes in Future

May 4, 2023
Monica Hogan
During a recent webinar, Casey Zuzak, a senior risk analyst at FEMA, discussed the potential uses of the agency’s National Risk Index on natural hazards within the residential MBS sector.
Read More

Debt Ceiling Standoff Troubles Mortgage Industry

May 4, 2023
Monica Hogan
The government could default on its debt obligations as early as June 1, the Treasury Department warned. The development could have major ramifications for mortgage lenders and the broader economy.
Read More

Home Equity Growth Varies Across Race, Income, NAR Finds

April 28, 2023
Monica Hogan
The value of a median-priced home has appreciated by $190,000 over the past 10 years, the National Association of Realtors said in a report this month.
Read More

FHA Gaining Popularity Among Borrowers, Home Sellers

April 28, 2023
Monica Hogan
Both purchase-mortgage borrowers and home sellers are increasing their acceptance of FHA mortgages.
Read More

Climate Risk a Factor in Farmer Mac Standards

April 27, 2023
Monica Hogan
Industry stakeholders believe Farmer Mac could face risks arising from climate change. However, the government-chartered company took issue with a proposal to amend and strengthen its capital framework.
Read More

LOs, Lenders Split on FTC’s Proposed Noncompete Ban

April 27, 2023
Monica Hogan
The Mortgage Bankers Association is opposed to the Federal Trade Commission’s plan to ban most noncompete clauses. However, several individual commenters from the mortgage industry favor the proposal.
Read More

Industry Backs HUD Plan on Affirmatively Furthering Fair Housing

April 27, 2023
Monica Hogan
The proposed rule would direct all HUD program participants to proactively take actions to overcome patterns of segregation, promote fair housing choice and eliminate disparities in opportunities, among other issues.
Read More
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