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Home » Authors » Monica Hogan

Articles by Monica Hogan

VA Updates on Loan Origination Modernization

June 16, 2023
Monica Hogan
The VA’s Steve Varlas spoke about tech modernization at the Mortgage Industry Standards Maintenance Organization’s spring summit in Portland, OR.
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FHA Mortgage Documents Translated Into Five Languages

June 16, 2023
Monica Hogan
FHA this week announced a new language access web page with key single-family home mortgage documents and educational resources translated into Spanish, Chinese, Korean, Tagalog and Vietnamese.
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HUD OIG Finds Servicers Struggled With Loss Mit

June 16, 2023
Monica Hogan
Mortgage servicers didn’t always sufficiently comply with FHA loss-mitigation requirements for borrowers whose COVID-19-related forbearance had ended, the inspector general for the Department of Housing and Urban Development said this week.
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USDA Honors Top Rural Home Mortgage Lenders

June 16, 2023
Monica Hogan
Ingrid Ripley, executive director of USDA RD’s single-family home guarantee program, said construction lending and manufactured housing loans will help address the housing supply issue in rural America.
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Around the Industry

June 16, 2023
Monica Hogan
Ginnie extends e-Sign use; HUD OIG to testify before congressional committee; FHA Catalyst claims module will require new user information; USDA updates single-family housing handbook; HUD lifts cap on multifamily loans for low-income housing tax credit pilot.
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Moody’s Warns of ABS Risk as Small Businesses Struggle

June 15, 2023
Monica Hogan
Among the deals that are exposed to small-business borrowers are trucking and small-ticket equipment asset-backed securities, small-balance commercial ABS and premium finance ABS.
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Housing Tax Credit Legislation Reintroduced

June 15, 2023
Monica Hogan
The Neighborhood Homes Investment Act would offer tax incentives to support the creation or rehabilitation of 500,000 starter homes.
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HUD Proposal on Property Standards in Floodplains Receives Mixed Reaction

June 13, 2023
Monica Hogan
Under the proposal, to qualify for an FHA loan, single-family homes within the 100-year floodplain would be required to be elevated an additional two feet above base flood elevation when they are newly built or substantially improved.
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Insurer Retreat Adds Pressure on Lenders, Borrowers

June 9, 2023
Monica Hogan
State Farm's decision to stop accepting new applications for homeowners insurance in California has ramifications for the mortgage market.
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Affordability Hurdles Chill Homebuying Sentiment

June 9, 2023
Monica Hogan
The share of consumers surveyed by Fannie Mae in May who said now is a good time to buy a home decreased by 4 percentage points from April, while the share of respondents who said now is a good time to sell increased by 3 percentage points.
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