A federal appeals court threw out a hefty judgment in a case that could have implications for the bureau’s authority to assess restitution.

Mortgage complaints were down in almost every category for the second quarter of 2021, according to an Inside the CFPB analysis of the numbers. (Includes two data charts.)

The bureau's debt collection rules will become effective on Nov. 30 as originally planned while the CFPB also indicated that mortgage loan debt collectors could receive guidance later this year.

A California federal court takes a rare step and orders the bureau to issue a proposed rule later this year.

The OCC will work with other federal agencies on a joint rulemaking that strengthens and modernizes the Community Reinvestment Act.

The Colorado Nonbank Mortgage Services Act goes into effect on Jan. 1 and aims to protect consumers through additional regulation.

But what should be next on the CFPB’s agenda? Regulation of the cryptocurrency market, the bureau architect says. 

The bill would ensure that all consumers — not just veterans — are protected by the Military Lending Act’s cap on interest rates.

Kraninger joins crypto-monitoring firm, Brown asks bureau to look into complaints, Connecticut tweaks licensing provisions.

In April, the government had proposed extending the effective date of the final rules by 60 days to allow stakeholders affected by the pandemic more time to review and implement the requirements but public comments did not support an extension, the CFPB said. Most industry commenters said they would be ready to comply by Nov. 30.