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Home » Authors » John Bancroft

Articles by John Bancroft

Agency MBS Rally Fizzles in July's Widespread Downturn

August 3, 2023
John Bancroft
Ginnie once again ranked as the top agency issuer in July, but all three agencies saw declining volume in purchase and refi business. (Includes two data charts.)
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A New King Reigns Over the Mortgage Servicing Market

August 3, 2023
John Bancroft
Chase didn't back into the top servicer ranking, it blew past Wells Fargo in the second quarter. But Mr. Cooper Group has its eyes on the $1 trillion mark. (Includes three data charts.)
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ABS Issuance Increases in Second Quarter

August 2, 2023
John Bancroft
ABS issuance increased by 17.4% in the second quarter, driven by auto deals.
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Originations Increase by 36% in Second Quarter

July 28, 2023
John Bancroft
An estimated $400 billion of mortgages were originated in the second quarter.
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Auto Sector Powers Strong Gain in 2Q23 ABS Issuance

July 27, 2023
John Bancroft
Total ABS issuance in the first half of 2023 was running slightly below the level of a year ago, but the key markets — vehicle and business finance — were both up as of the end of June. (Includes two data charts.)
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Mortgage Originations Roar Back in 2Q23. Will It Last?

July 27, 2023
John Bancroft
Most top lenders reported substantial increases in first-lien originations during the second quarter. But the rebound in production doesn't appear to have lifted mortgage banking income much. (Includes two data charts.)
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MSR Transfers by UWM, Wells, Others Bolster Sales Activity in 2Q

July 24, 2023
John Bancroft
When in doubt, sell MSRs: UWM transferred $66.1 billion of product in 2Q23...
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Non-Agency MBS Issuance Stumbles in Second Quarter

July 24, 2023
John Bancroft
Bright spots: Issuance of non-agency securities classified as Alt A...
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Agency Servicing Grows in Second Quarter With Boost at Ginnie

July 21, 2023
John Bancroft
Ginnie Mae's single-family outstanding was up 2.2% in the second quarter while the GSEs posted a 0.3% increase in servicing compared with the end of March..
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Mergers Pump Agency MSR Transfers Again in 2Q23

July 21, 2023
John Bancroft
A handful of mergers accounted for a significant share of the huge flow of agency MSR to new owners during the second quarter. Sales by nonbanks looking to prop up earnings were a major factor. (Includes three data charts.)
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