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Home » Authors » John Bancroft

Articles by John Bancroft

CMBS Issuance Stages a Comeback, SFR/Industrials Boom

October 30, 2020
John Bancroft

Much of the third-quarter rebound came from securitization of mortgages on industrial properties.


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CMBS Issuance Rebounds in 3Q20, Industrials/SFR Boom

October 29, 2020
John Bancroft
Non-agency CMBS issuance doubled from the second to the third quarter, but production remained well below 2019 levels. Agency multifamily MBS set a record. (Includes data chart.)
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GSE Mortgage Portfolios Fatten Up on Lending Boom

October 29, 2020
John Bancroft
Fannie and Freddie reported strong gains in net income during the third quarter, and the ongoing mortgage-market boom pumped up their retained mortgage holdings. (Includes data chart.)
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FHA Market Share Slumps Again in 3Q20 Agency MBS

October 29, 2020
John Bancroft
Private MI accounted for over half of the insured purchase loans sold into agency MBS during the third quarter, and the industry's share of insured refi business is up from 2019. (Includes three data charts.)
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Losing Market Share Once Again: The FHA Program

October 29, 2020
John Bancroft

The FHA share of the insured agency market fell to 22.7%, down from 23.5% in the second quarter and 28.8% a year ago.


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Banks Report 3Q20 Surge in Mortgage Income

October 28, 2020
John Bancroft

The second and third quarters rank among the most profitable for the sector, though merger activity and changing mortgage strategies can make comparisons to prior periods tricky...


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Small Fry Continue to Grow In GSE Servicing Market

October 23, 2020
John Bancroft
Four of the top five players in Fannie/Freddie servicing recorded declines in their portfolio during the third quarter, while small and mid-sized shops gained ground. (Includes two data charts.)
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MSR Transfers Stall in 3Q20, Ginnie Trades Nearly Dead

October 23, 2020
John Bancroft
The strongest pulse in the secondary market for MSR was in coissuance transactions involving Fannie and Freddie servicing rights. Bulk deals continue to struggle. (Includes three data charts.)
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Banks Report 3Q20 Surge in Mortgage Banking Income

October 23, 2020
John Bancroft
Wells Fargo's huge increase in mortgage-banking income accounted for nearly all the gain reported by 19 publicly traded banks. Still, the second and third quarters of 2020 were incredibly lucrative for mortgage banking platforms. (Includes data chart.)
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Surprise? ABS Market Roars Back in Biggest Post-Crisis Quarter

October 23, 2020
John Bancroft

The July-September cycle was the strongest production level since the second quarter of 2008, when ABS issuance hit $73.42 billion.


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