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Home » Authors » John Bancroft

Articles by John Bancroft

GSE Seller Buybacks Climb Toward Seven-Year High in 2021

September 3, 2021
John Bancroft
The landslide of new single-family MBS issuance since the pandemic started is yielding a predictable side effect: rising buyback demands from the GSEs. (Includes two data charts.)
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FHA Tops VA in June and July Ginnie MBS Issuance

August 27, 2021
John Bancroft
The FHA received some help from reperforming loans that had COVID payment forbearance, but the VA has also seen a sharp decline in refinance business. (Includes two data charts.)
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REIT MBS Holdings Slide as Firms Diversify Investments

August 27, 2021
John Bancroft
Fun fact: The top three "'mREITs" all reported declines in their MBS portfolios. AGNC Investment held the top ranking...
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REIT MBS Holdings Slide as Firms Diversify Investments

August 26, 2021
John Bancroft
Several top REITs hunkered down in the choppy agency MBS market during the second quarter, while others continued pushing into MSRs and the non-agency mortgage sector. (Includes data chart.)
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Banks Pad ABS Holdings in 2Q21, Favor Consumer Deals

August 26, 2021
John Bancroft
Most of the modest gain in bank ABS investment came from a handful of large banks buying deals backed by unsecured consumer loans, a fast-growing market. (Includes two data charts.)
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Correspondent Platforms Take Biggest Hit in 2Q21

August 26, 2021
John Bancroft
The shift toward purchase-money loans helped third-party originators overall, but correspondent production lost out on the growth of non-agency lending in the second quarter. (Includes six data charts.)
Read More

Correspondent Platforms Took the Biggest Hit in 2Q21

August 26, 2021
John Bancroft
The nation's three largest retail lenders during 2Q21: Rocket Mortgage, Wells Fargo Bank and loanDepot...
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The Final Tally: Nonbank Earnings Plummet as Margins Shrink in 2Q

August 25, 2021
John Bancroft
Nonbank earnings season is over. The bottom line: profits fell, but that was to be expected. The big question: Where do we go from here?
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Banks Change Course and Add Servicing-for-Others. However...

August 24, 2021
John Bancroft
Federally insured depositories reported $3.088 trillion of servicing-for-others at June 30, mostly representing loans residing in MBS trusts...
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Banks Favor GSE Paper as Industry Pads MBS Holdings

August 23, 2021
John Bancroft
Year-over-year, Bank of America increased its MBS holdings by a stunning 82.5%.
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