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Home » Authors » Paul Muolo

Articles by Paul Muolo

What We’re Hearing: Perhaps, CFPB Director Cordray Needs to Understand His Own QM Rule / Most Jumbos are Non-QMs? Not So Fast… / Paying $5,000 for a Realtor ‘Desk Rental’ / Gift Cards Too? / A New Bill on ‘Captives’ and the FHLBs

October 23, 2015
Brandon Ivey and Paul Muolo
Although some lenders love having a desk in a high-volume Realtor’s office, others loathe the practice. “I lost so much business to those places over the years,” he said. “I refused to pay $5,000 for a desk…”
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Short Takes: Lenders Show No Love for the CFPB / Rep. Hensarling to HUD: Happy 50th but You Failed / Ginnie a Money Maker / Walter Share Price Tanks / Ocwen Said It Addressed Past Failures

October 22, 2015
Brandon Ivey, Paul Muolo, and Thomas Ressler
The share price of Walter Investment Management Corp. tumbled just over 7 percent in trading midweek on no news...
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FMC, 40-Year-Old FHA Lender, Closes its Doors; Assets Sold to Freedom Mortgage

October 22, 2015
Paul Muolo
Members of the Ziroli family, which owned the lender/servicer, could not be reached for comment.
Read More

No FHA Premium Cut in the Works (Right Now) but Maybe Later?

October 21, 2015
Paul Muolo
The fear for MI firms, and the analysts who cover them, is that another cut in the MIP would eat into policies that might be written by the private mortgage insurance sector.
Read More

Short Takes: What Goes Down, Must Go Up (Applications) / Volatility is Here to Stay, for Now / Which Tech Firms was Cordray Referring to? / StoneHill Continues to Hire / Divide and Conquer the Mortgage Industry?

October 21, 2015
Paul Muolo
Due diligence vendor The StoneHill Group is in a hiring mode...
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After loanDepot, Who’s Next in the IPO Queue? Anyone?

October 20, 2015
Paul Muolo
Yet, here’s loanDepot, a firm launched just five years ago by industry veteran Anthony Hsieh, filing its S-1 statement with the Securities and Exchange Commission…
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MBA’s Latest Forecast Calls for $1.32 Trillion of Originations in 2016

October 20, 2015
Paul Muolo
The reason for the forecast hike? Answer: a strong job market and more supply coming on the market.
Read More

Short Takes: MBA Chief Advocates for a Future that Includes Fannie and Freddie / One GSE ‘Sin’ Revealed / A ‘Brain Drain’ at Fannie? / Coming Soon: Conforming Limits from the FHFA / Arch Rolls Out Risk-Based Pricing

October 20, 2015
Carisa Chappell and Paul Muolo
One of Fannie’s and Freddie’s reputed “sins” was donating large sums of money to politicians who, in turn, ran interference for them on Capitol Hill...
Read More

Freddie Mac will Modify Low Downpayment Mortgage in New Partnership with Quicken

October 19, 2015
Paul Muolo
The announcement by Freddie Mac might be viewed as a sign that the GSEs are competing once again.
Read More

Short Takes: Not Ready for TRID? Don’t Worry About It / Nonbank Nonprime Lender Joins an FHLB, Using Captive Insurer / loanDepot Hires Ex-Fannie Tech Executive / CFPB Warns on ‘Free Pass’ Language / NMI Official Joins Lender Live

October 19, 2015
Brandon Ivey and Paul Muolo
It's not everyday that a nonbank, nonprime lender gains access to the Federal Home Loan Bank system...
Read More
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