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Home » Authors » Paul Muolo

Articles by Paul Muolo

Lower Rates ‘Manna From Heaven’ for Lenders

April 9, 2019
Paul Muolo
Mat Ishbia, CEO of UWM, noted: “We finished the first quarter with [loan production] of about $17.56 billion, more than double what we did in 1Q1 2018…”
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Short Takes: No Docs Making a Comeback / Overcapacity Still a Problem, Says KBW / It’s All About Controlling Costs / loanDepot’s Hsieh Welcomes Zillow as a Competitor / Chief of Staff Miller Resigns at Treasury

April 8, 2019
Paul Muolo
Keefe, Bruyette & Woods says overcapacity in the mortgage industry continues to be a problem...
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Non-QM Production Up 40% at Citadel

April 8, 2019
Paul Muolo
Citadel could break the $3.0 billion mark in non-QM servicing by the end of May…
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Mortgage Employment Continues to Lag. But Is a Turnaround in the Works?

April 8, 2019
Paul Muolo
As industry consultant Paul Hindman noted: “The dramatic swing in mortgage interest rates changed the game big time."
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Mortgage Grapevine: It’s Official: Calabria in at FHFA; Citadel Coming off a Strong 1Q19; CLO Outlook?

April 5, 2019
Dennis Hollier and Paul Muolo
Late Thursday, the Senate voted to approve Mark Calabria as the permanent director of the Federal Housing Finance Agency by a vote of 53 to 44 along party lines. A few senators did not cast ballots. But don’t look for this free-market economist to quickly make radical changes to how Fannie Mae and Freddie Mac operate. The first thing to watch is whether Calabria allows them to build more capital…Non-QM lender Citadel Servicing Corp., Irvine, CA, originated $475 million in ...
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Deephaven Might Be Off the Auction Block: Sources

April 5, 2019
Paul Muolo
The sale of non-qualified mortgage lender and securitizer Deephaven Mortgage, Charlotte, NC, appears to be on the back burner for now, according to sources tracking the deal. “There was an auction, a bid, but it didn’t meet their price,” said one executive who claimed to have knowledge of the transaction. This source, requesting anonymity, maintains that at one point there were at least 20 different investors expressing an interest in Deephaven but it’s unclear how many had a copy of ...
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Never Mind. The Yield Curve is No Longer Negative

April 5, 2019
Paul Muolo
Thanks to rising long-term interest rates, the negative yield curve that investors fretted about two weeks ago has been snuffed out, causing some market watchers to worry less about a coming recession. As Inside MBS & ABS went to press, the yield on the benchmark 10-year Treasury was at 2.51%, compared to 2.33% for the two-year and 2.44% for the three-month T-bill. As recently as March 25, the 10-year was at 2.36%, lower than short-term rates. Opinions differ, but some analysts ...
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Senate Confirms Calabria as Next FHFA Director. His First Move?

April 5, 2019
Paul Muolo and Dennis Hollier
The vote was 52 to 44, along party lines...
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HomeStreet Strikes Deal to Sell MB Offices to NJ Nonbank

April 5, 2019
Paul Muolo
It looks as though the Seattle-based HomeStreet is slowing kissing the residential mortgage business goodbye...
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What We’re Hearing: A Mortgage Sea Change for JPMorgan Chase? / Dimon Beats Up on Nonbanks (Again) / Kumbaya on Loan Brokers? (Not Likely) / Calabria’s First Move? / IMA Selling Bulk MSR Portfolio / Layoffs at Ditech Financial

April 5, 2019
Paul Muolo
Who knows – maybe Dimon will once again embrace doing business with loan brokers...
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