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Home » Authors » Paul Muolo

Articles by Paul Muolo

Short Takes: Keeping Loans Instead of Selling (BofA) / A Huge Profit Spread / Strategies that Co-Exist / A Good Year for RAMS Mortgage / More Good News on Delinquencies (Yawn)

January 16, 2020
Paul Muolo

The whole loan trading business seems to be doing well these days. Tad Dahlke, who runs RAMS Mortgage Capital, said his firm marketed $25.1 billion in product last year, almost double what it did the year before...


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Preliminary Results Suggest a Lending Boom in 4Q19

January 16, 2020
Paul Muolo
Some of the largest home lenders reported fourth-quarter results this week and the writing is on the wall: Home lending in the final three months of the year may have eclipsed a very good third quarter.
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Best Performing Mortgage Stocks in 2019? The GSEs, Of Course

January 16, 2020
Paul Muolo
The stock market boomed in 2019 and mortgage stocks followed right along. Mortgage insurance equities had nice gains but the top performers were Fannie Mae and Freddie Mac. (Includes data chart.)
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FHFA Seeks Comments on PACE Liens. A Change of Heart?

January 16, 2020
Paul Muolo

The request-for-comment announcement suggests the FHFA might be open to changing its position. Comments are due March 16.


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Megabanks Begin Reporting Mortgage Results. A $700B Quarter?

January 16, 2020
Paul Muolo

Last but not least: U.S. Bank, which funded $17.5 billion, a 10.8% improvement from the third quarter.


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Mortgage Grapevine: A Rare Wholesale Acquisition / The Nonbank Risk Debate

January 16, 2020
Paul Muolo

A wholesale lender M&A deal? Indeed. Meanwhile, the debate over nonbank mortgage risk rages on.


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Short Takes: FHFA Restructures CSS Board / Meaning? / JPM Readies Non-Agency MBS / New Applications Spike

January 15, 2020
Paul Muolo and Brandon Ivey

The FHFA has enormous sway over the CSS because of its role as regulator and conservator of Fannie and Freddie. However, once (if) the two are recapped and released, that won’t necessarily be the case…


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Non-QM Lenders Anticipate a Production Boom for 2020

January 15, 2020
Paul Muolo

First Guaranty Mortgage Corp., which is owned by PIMCO, has its eye on non-QM lending of $1.0 billion…


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A Strong 4Q Showing in Mortgages for Bank of America

January 15, 2020
Paul Muolo

The company also disclosed home equity production of $3.0 billion during the period compared to $2.5 billion in the third quarter.


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Short Takes: A Shout-out for the NHTF / Pulling the Lever on Fannie, Freddie Disbursements / Annaly and Caliber Ready Non-Agency MBS Deals / Impac Attorney Departs for Sprout

January 14, 2020
Paul Muolo and Brandon Ivey
The key to affordable housing financing: Fannie Mae and Freddie Mac...
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