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Home » Authors » Paul Muolo

Articles by Paul Muolo

Short Takes: Fear 2021? Not Really / Black Swans and Predictions / Keeping the Momentum Going / A Boom in Ginnie Buyouts? / A New Legal Officer for Coop

August 28, 2020
Paul Muolo

Of black swans and mortgage banking: Good luck...


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Warehouse Commitments Keep Rising. The Best Conditions Ever?

August 28, 2020
Paul Muolo

With nonbanks continuing to steal market share away from depositories, warehouse commitments have been going through the roof. Of course, ultra low mortgage rates help...


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Rate-Lock Disaster Averted (for Now) Over GSE LLPA Charge

August 27, 2020
Paul Muolo
The controversial refi-related LLPA from Fannie Mae and Freddie Mac has been delayed until later in the year. Might it be killed outright? (Lenders can only hope.)
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(Very) Small Signs of Life Amid a Parched MSR Market

August 27, 2020
Paul Muolo

Signs of life in the servicing sales arena? A little bit of late, but don't bet the farm on it.


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Whole Loan Trading: Non-QM Bargains Have Evaporated

August 27, 2020
Paul Muolo
Hoping to buy non-QMs on the cheap for an upcoming securitization? Forget it. The bargains are all gone. The good news: New lending is increasing from severely muted levels.
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Manna from Heaven: Warehouse Banks Excelled in 2Q20

August 27, 2020
Paul Muolo
When it comes to warehouse lending, conditions have never been better. Credit the pandemic and the Federal Reserve. (Includes data chart.)
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Short Takes: HFSC Chair Wants GSE LLPA Killed Outright / Being Excluded From Narrow Exemptions? / A Biden Victory Means... / MBS Trading Increases

August 27, 2020
Paul Muolo

But there’s something else to think about here. Let’s say Democrat Joe Biden (DE) wins the White House in November. After being sworn into office, will he act swiftly to dismantle this very controversial loan-level private adjustment?...


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Mortgage Vendors Face the M&A Gauntlet. The Ax: Bill Foley

August 27, 2020
Paul Muolo
Is Bill Foley, the 75-year-old non-executive chairman of title insurance giant Fidelity National, pondering retirement? Don't bet on it. He's shaking the mortgage vendor M&A tree big time.
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Incenter Unveils Private Investor MSR Auction

August 27, 2020
Paul Muolo

Roughly 68% of the collateral is located in California. The seller would like to strike a sale agreement by the end of September.


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Up for Grabs: Mortgage Vendors. A Bullish Sign?

August 27, 2020
Paul Muolo

Mining for gold in the hills of the mortgage vendor community? Hey, isn't that Bill Foley?


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