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Home » Authors » Paul Muolo

Articles by Paul Muolo

Short Takes: CMLA Not Shy on Premium Cut / HUD’s Plan / Better.com Ponders Unsecured Lending / Controlling the Business of Margins: UWM / Kiavi?

November 16, 2021
Paul Muolo and Brandon Ivey
UWM believes it controls margins in the wholesale space...
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3Q Red Ink Expected for Public-Bound Better.com. A Reorg As Well…

November 15, 2021
Paul Muolo
The firm estimates its gain-on-sale margin improved to as high as 197 basis points in 3Q compared to 162 bps in the second quarter.
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Short Takes: It’s Just a Matter of When, Right? / An MMIF Capital Estimate of 10% / Maybe Not / MSR Trades / Inflation, What Inflation?

November 15, 2021
Paul Muolo
One trade group official we talked to expected the capital ratio reading to come in at 10%...
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Lenders Worry About Fix-n-Flip? Not Really...

November 12, 2021
Paul Muolo
Acra's goal for 2022? To originate anywhere from $500 million to $750 million worth of these short-term loans.
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Short Takes: A Small Profit for Impac / Non-QM the Star / Senators Have Concerns About Zillow’s Bulk Home Sales / The Cost of Defense

November 12, 2021
Brandon Ivey, Sam Manas, and Paul Muolo
Institutional investors are in line to purchase roughly 7,000 single-family properties in Zillow’s fix-and-flip inventory. Or maybe not...
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Mortgage Employment Stable in September

November 12, 2021
Paul Muolo
Mortgage lenders no longer gripe about the hard time they’re having finding qualified and reasonably priced personnel. A barometer of what may lie ahead?
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Mega Nonbanks Have Started to Sidle Up to the Repo Bar

November 11, 2021
Paul Muolo
What’s with the amended repo transactions at Rocket and other companies? It could be a case of yearend housekeeping but originations and securitizations are expected to decline next year. Right?
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Commercial REIT Stays Busy with Multiple Deals

November 11, 2021
Paul Muolo
New Residential Investment isn’t the only REIT buying up other players in its space. In the commercial sector, there’s Ready Capital.
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Cenlar's Subservicing Clients Weighing Their Options

November 11, 2021
Paul Muolo
One of Cenlar's subservicing clients is United Wholesale Mortgage...
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An Earnings Rebound for Guild Amid Stronger Originations, Weaker GOS

November 11, 2021
Paul Muolo
In 3Q21, 61% of Guild's fundings were purchase-related as opposed to refis...
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