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GSEs Issue Guidance Amid DHS Funding Lapse

March 6, 2026
Dennis Hollier
Fannie Mae and Freddie Mac assured lenders that mortgages will not become ineligible for delivery solely because of the shutdown, temporarily relaxing employment verification and available reserve requirements for impacted borrowers.
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Bill Aims to Restore FHLBank Municipal Bond Activity

March 6, 2026
Dennis Hollier
By allowing the FHLBanks to once again provide credit enhancement for tax-exempt bonds, the bill’s sponsors hope it will reduce financing costs for community development in smaller municipalities.
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Modeling the Future of VantageScore 4.0

March 6, 2026
Dennis Hollier
New research — commissioned and funded by VantageScore — attempts to estimate the cost savings created by future competition between VantageScore and FICO.
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Fannie Updates Income Assessment Policies

March 6, 2026
Dennis Hollier
The income assessment portion of Fannie’s Selling Guide has been significantly restructured, moving and rephrasing many sections, changing some policies and introducing new ones.
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GSE Roundup

March 6, 2026
Dennis Hollier
AI controversy; FHFA faces FOIA lawsuit; Fannie prices tender offer; new CRT deals; Freddie creates disaster hotline.
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Fannie Mae, Freddie Mac Profits Decline in 2025

February 20, 2026
Dennis Hollier
Despite remarkably stable revenues and meaningful improvements in mortgage rates, below-the-line factors at Fannie and Freddie took a significant bite out of profits in 2025. (Includes data table.)
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Rep. Hill Unimpressed by Trump’s GSE ‘IPO’ Plan

February 20, 2026
Dennis Hollier
The White House may face some opposition from its own party if it moves toward major GSE reform without Congress.
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FHFA Eliminates Key Fair Lending/Fair Housing Rule

February 20, 2026
Dennis Hollier
The Federal Housing Finance Agency said other agencies are already responsible for enforcing fair lending and fair housing laws. However, critics argued that the administration has been steadily eviscerating the enforcement arms of those agencies as well.
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FHFA to Improve Nonbank Supervision on GAO Nudge

February 20, 2026
Dennis Hollier
The Government Accountability Office said FHFA can’t accurately gauge the accuracy of the data it uses to monitor nonbanks and overlooks key risks associated with warehouse lending. FHFA agreed to address the issues.
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Pulte Met With Many in Industry During First Year

February 20, 2026
Dennis Hollier
Documents released under a FOIA request reveal who FHFA Director Bill Pulte met with through the first seven months of his term.
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