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Fannie Touts Solutions for Housing Supply Issues

July 24, 2026
Dennis Hollier
Construction loans may be too risky for the GSEs to purchase at scale, but Fannie has other products that help increase and preserve supply.
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House Committee Debates FHLB Reform

July 24, 2026
Dennis Hollier
House members discuss reforms to AMA, Affordable Housing Program, membership eligibility, and ways to provide CDFIs more access to FHLB advances.
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Freddie to Replace Electronic Default Reporting System

July 24, 2026
Dennis Hollier
Freddie Mac servicers will have to transition from the monthly foreclosure reporting cycle of its old EDR system to a “near real-time” system based on key events.
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FHFA Proposes Repeal of FHLBank Regulation on New Business

July 24, 2026
Dennis Hollier
The rule change would reduce regulatory costs and effort for both the FHLBanks and FHFA, dovetailing with Trump administration plans to simplify regulation for federal agencies.
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White House Blocks Disbursement of HTF and CMF Funds

July 24, 2026
Dennis Hollier
Senate Democrats press OMB Director Vought to release previously allocated and designated grant funding for organizations to build and rehabilitate housing.
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GSE Roundup

July 24, 2026
Dennis Hollier
FHFA rescinds decades old Q&A sessions; Office of Finance names new board chair.
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Big Banks Gain Market Share in Second Quarter

July 10, 2026
Dennis Hollier
Despite a modest increase in volume in the second quarter, large independent mortgage lenders saw their market share fall to its lowest level since the fourth quarter of 2024. (Includes two data tables.)
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FHFA to Seek Unexplained Privacy Act Exemptions

July 10, 2026
Dennis Hollier
FHFA wants to claim exemptions “for certain system of records to ensure the agency can effectively carry out its statutory responsibilities while safeguarding sensitive information.”
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Freddie Eases Underwriting of Large Deposits and Gifts

July 10, 2026
Dennis Hollier
The business assets of a related person are now an eligible source of gifts. However, the donor still cannot be the builder or another interested party.
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House Bill Would Codify Conservatorship Reforms

July 10, 2026
Dennis Hollier
Proposed legislation revives congressional debate about ending the conservatorships. But mortgage industry stakeholders are skeptical about the bills chance of passage.
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