Warehouse borrowing capacity increased by 15.7% on an annual basis in 2025. And then interest rates on mortgages spiked in March. (Includes data table.)

The proposed budget for fiscal year 2027 would reduce HUD’s discretionary budget authority by 12.7% compared to the 2026 funding level.

Flagstar offering warehouse loans through partnership; senator investigating FICO; Waters wants conference committee for housing bill.

Nearly 60% of the mortgage finance loans outstanding from Texas Capital Bank are in enhanced structures that carry lower capital requirements for the bank.

Treasury Secretary Scott Bessent confirmed industry speculation that President Trump directed the GSEs to purchase $200 billion in MBS to offset Federal Reserve policy.

Refi originations push warehouse lending commitments up during the third quarter. On an annual basis, commitments were up 11.1%, with a handful of warehouse lenders putting a strong emphasis on the business. (Includes data table.)

Lending to nonbanks is under scrutiny due to some recent performance issues outside of the residential mortgage market.

Warehouse finance for mortgage lending is showing some modest gains. And no one’s quitting the business, at least not yet. (Includes data table.)

Some $324 million in congressionally appropriated funding for the CDFI Fund has yet to be released by the Trump administration.

Originations in the primary market are up, but not exactly flourishing. That’s so-so news for warehouse banks who — like everyone else — are waiting for interest rates to decline more dramatically. (Includes data table.)