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California Leads States in HECM Lending

December 17, 2021
Monica Hogan
California continued to have a solid lead in originations of home-equity conversion mortgages in the first nine months of 2021. (Includes two data charts.)
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Despite Strong MMIF, FHA Holds Off Lowering Premiums

November 19, 2021
Monica Hogan
While lenders contend lower FHA insurance premiums will help attract more borrowers, FHA wants to protect the resiliency of its program. (Includes data chart.)
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GNMA Loan Removals Still at High Level, Ease in 3Q21

October 22, 2021
John Bancroft
Loan removals from Ginnie MBS declined nearly 10% from the second to the third quarter, with the sharpest drop in buyouts of delinquent loans. (Includes data chart.)
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HECM Refi Volume Up in First Half 2021

September 24, 2021
Monica Hogan
Refinances made up nearly 50% of the reverse mortgages originated in the second quarter of 2021. Overall volume in the HECM market increased in the first six months compared to the same period a year earlier. (Includes two data charts.)
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Ginnie Boosts Disclosure of ESG-Related Data

July 30, 2021
Monica Hogan
Investors in Ginnie MBS will soon receive new pool-level data as part of disclosures regarding environmental, social and governance factors. (Includes data chart.)
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ORIX Top Multifamily MBS Servicer in Ginnie Market

July 2, 2021
John Bancroft
Delinquency rates remain at low levels for multifamily mortgages in Ginnie MBS, though modified loans accounted for 18% the outstanding market. (Includes data chart.)
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FHA/VA Delinquencies Remain Elevated in 1Q21

May 21, 2021
Maria Volkova
The seriously delinquent rate for FHA and VA loans declined by 47 basis points and 3 bps, respectively, during the first quarter, IFHA found.
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Prepayments Continue to Drive GNMA Removals

April 23, 2021
John Bancroft
Freedom Mortgage removed $32.1 billion of home loans from Ginnie MBS during the first quarter, mostly due to borrower payoffs. (Includes data chart.)
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HECM Lending Falls in 4Q20, But Sharply Up for the Year

March 26, 2021
Maria Volkova
Reverse mortgage production declined 8.1% in the fourth quarter. However, endorsements spiked 54.5% year over year. (Includes two data charts.)
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HECM Endorsements Sharply Up in 3Q20

December 23, 2020
Namrata Bhatia
Home Equity Conversion Mortgage production increased 19.6% in the third quarter and a whopping 56.9% through the first nine months of 2020.
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