It’s the first time Freddie’s MBS business has been larger than Fannie’s on an annual basis since 1991.

Freddie repurchases dropped in the third quarter as the GSE changed how it classifies loans with defects that have been cured by the seller. Withdrawn buyback claims were up. (Includes three data tables.)

Ginnie MBS issuance outpaced the GSEs beginning in 2022, a trend that holds to this day. (Includes two data tables.)

An extra inch of rainfall during a hurricane increases the severe delinquency rate of GSE borrowers by about 0.013%.

Researchers compared the performance of borrowers with a credit score from FICO 10 T with previously unscoreable borrowers who are given a score based solely on traditional credit bureau data.

A new FHFA dashboard shows the correlation between GSE acquisitions and geography-focused risks associated with natural disasters.

All but one of the regional banks experienced a sequential decline in net income, but most reported an increase in voluntary contributions to mission-related activities. (Includes data table.)

Although outstanding advances increased slightly in the second quarter, most large banks and thrifts cut FHLBank borrowing from first-quarter levels. (Includes two data tables.)

High interest rates may mean lower acquisition volumes for the GSEs, but they also mean slower prepayment speeds for the mortgages in the agencies’ guarantee books of business. (Includes data table.)

The data release is a critical step in the enterprises’ long-awaited and controversial transition to a new credit score model.