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Home » Topics » Inside The GSEs » Freddie Mac

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Credit Score Effort Brings Uncertainty, Conflicts

September 12, 2025
Dennis Hollier
According to experts, there are still many impediments to implementing the new VantageScore 4.0 credit score. And some claim the new score is no better than the existing Classic FICO.
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Court Dismisses RMBS Suit Against Former Freddie Execs

September 12, 2025
Dennis Hollier
An Ohio court found that Freddie’s rosy statements in 2007 about its exposure to subprime and Alt A loans weren’t misleading, in part, because there was no universal definition of those terms at the time.
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GSE Roundup

September 12, 2025
Dennis Hollier
Fannie ditches legacy terminology related to appraisals; Freddie prices a $707 million SCRT; PIMCO buys 3,044 RPLs from Fannie.
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Pulte Puts GSEs’ Valuation at $1 Trillion

August 29, 2025
Dennis Hollier
Trump administration hinted a GSE stock sale might resemble its recent Intel deal, potentially seeding a national sovereign wealth fund.
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FHFA Publishes 2025 Stress Test Results of the GSEs

August 29, 2025
Dennis Hollier
Stress tests show that, even under scenarios considerably worse that the 2008 financial crisis, Fannie Mae and Freddie Mac would likely remain profitable and continue to support the mortgage market.
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Rocket-Mr. Cooper Merger Approval Comes With a Rider

August 29, 2025
Dennis Hollier
Regulatory approval of the merged company creates the second-largest GSE seller and by far the largest GSE servicer.
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Consumer Groups Oppose Crypto in GSE Underwriting

August 29, 2025
Dennis Hollier
Critics claim the volatility of cryptocurrency valuations and exposure to fraud would undermine the safety and soundness of Fannie Mae and Freddie Mac.
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Competing Research at VantageScore and FICO

August 29, 2025
Dennis Hollier
Conflicting data from the two credit score giants muddy the waters about which best serves the GSEs and a mortgage industry eager for more competition.
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Condo Associations Push for Leniency in GSE Lending

August 29, 2025
Dennis Hollier
Eligibility requirements put in place by the GSEs in the wake of the 2021 collapse of a condo tower in Florida continue to hobble sales and burden condo associations with high insurance and maintenance costs.
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GSE Roundup

August 29, 2025
Dennis Hollier
Mortgage insurers ready for VantageScore 4.0; Fannie Mae announces results of NPL sale; delinquencies down for STACR pools, up for CAS pools.
Read More
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