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Home » Topics » Inside The GSEs » Freddie Mac

Freddie Mac
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GSEs Update Timeline for Uniform Appraisal Dataset

November 1, 2024
Dennis Hollier
Fannie Mae and Freddie Mac have put specific dates on some of the key steps in the shift from UAD 2.6 to UAD 3.6.
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Nonbanks Found to Lower Costs on GSE Mortgages

November 1, 2024
Dennis Hollier
Researchers find that the highest and lowest rates on GSE mortgages are charged by large banks and fintechs, respectively.
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Debate Persists Over Role of FHLBank in Housing Market

October 24, 2024
Dennis Hollier
Affordable housing and community development advocates say taxpayers aren’t getting enough for the government subsidy of the FHLBanks. The FHLBanks say critics misunderstand their federal support.
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OIG Adds GSE Multifamily Risk to Concerns for FHFA

October 18, 2024
Dennis Hollier
The list of challenges facing FHFA include the GSEs’ multifamily business, the Office of Inspector General said in a new report.
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Second Insurance Firm Settles With Freddie on D&O Claims

October 18, 2024
Dennis Hollier
AXIS Insurance became the second entity to settle in a Freddie lawsuit alleging that some D&O insurance providers refused to properly reimburse the GSE for legal expenses incurred during the 2008 crisis.
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Meridian Capital to Exit the GSE Doghouse, But Restrained

October 18, 2024
Dennis Hollier
Freddie will begin accepting Meridian-brokered multifamily loans Jan. 1. However, the company will be subject to stricter due diligence.
Read More

GSE Capital Markets Teams Pick Up the Pace

October 18, 2024
Dennis Hollier
Both Fannie and Freddie continue to sell off NPLs and RPLs, in keeping with directives from FHFA to reduce the size of their portfolios.
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FHFA Re-Proposes Rule on Suspended Counterparty Program

October 4, 2024
Dennis Hollier
Industry players had raised concerns that the original proposal would have been too broad and included misconduct that didn’t affect safety and soundness.
Read More

Risk and the Move to More Inclusive Credit Scores

October 4, 2024
Dennis Hollier
Researchers compared the performance of borrowers with a credit score from FICO 10 T with previously unscoreable borrowers who are given a score based solely on traditional credit bureau data.
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GSEs Update Flex Modification Terms

October 4, 2024
Dennis Hollier
The GSEs will expand eligibility for loan modifications by revising mark-to-market LTV ratio-based requirements and using a step-by-step process until the borrower’s P&I payment is reduced by 20%.
Read More
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