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Senators Ask the CFPB to Rethink QM Rule Delay

May 11, 2021
Lisa Burden

Sens. Warner and Scott: "We urge the bureau to allow the final rule to proceed as intended and commit to a longer-term approach..."


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AmWest Top Contributor to Expanded-Credit MBS in First Quarter

May 10, 2021
Brandon Ivey

AmWest originates a variety of loans through all three lending channels, with an emphasis on TPO...


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Angel Oak Preps its Second MBS with Loans Originated After March 2020

May 10, 2021
Brandon Ivey

The new MBS is somewhat smaller and has longer average loan seasoning...


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Another Loss for Impac, Firm ‘Reengages’ with Non-QM Market

May 7, 2021
Paul Muolo

Personnel expenses at Impac increased 12.8% to $14.9 million...


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New Fannie/Freddie Purchase Limits a Mixed Bag for the Non-Agency Market

May 7, 2021
Brandon Ivey

The shift is tied to GSE PSPA amendments, which came in January...


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MFA to Acquire Business-Purpose Lender Lima One

May 6, 2021
Brandon Ivey

MFA already owned a minority stake in Lima One.


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Commercial mREIT Focusing on Marijuana Funding

May 4, 2021

In March, AFC Gamma completed its initial public offering, raising $118.8 million in cash while becoming the first publicly traded lender specializing in cannabis real estate.


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New Fannie/Freddie Caps Impacting Non-Owner-Occupied Loans

April 30, 2021
Brandon Ivey

While the Treasury and FHFA said the 7% cap was “aligned with the current levels” of acquisitions by the GSEs, some analysts believe the loans have accounted for somewhat more than 7% of purchases by Fannie and Freddie each year since 2013.


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Redwood’s Net Income Jumps in 1Q, Helped by Jumbos

April 29, 2021
Brandon Ivey

Redwood's income from aggregating and selling jumbos increased during the first quarter, with more volume and high margins.


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CFPB Unveils a 15-Month Delay in the Compliance Date of the QM Rule

April 28, 2021
Lisa Burden

The longer timeline allows lenders more time to offer QM loans based on a homeowner’s debt-to-income ratio and not solely based on certain pricing thresholds...


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