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Home » Topics » Inside the CFPB » Regulation

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Discrimination in Online Housing Ads Red Flagged

April 8, 2019
Recent moves by federal regulators and lawmakers signal increasing scrutiny over online platforms for housing discrimination.
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Expanded HMDA Data Could Lead to More Scrutiny

April 8, 2019
The public release of the significantly expanded loan-level data reported by lenders has sparked fear among industry participants of increased scrutiny from regulators and public interest groups.
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Long-Awaited Debt Collection Rule Expected Soon

April 8, 2019
The CFPB is likely to release its debt collection rule proposal soon, bringing clarity to issues that have been looming in the industry for decades.
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Allow ‘GSE Patch’ to Expire, Says Study

March 25, 2019
The CFPB should let the so-called GSE patch expire in 2021, researchers from two conservative think tanks recommend.
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Other News in Brief

February 25, 2019
CFPB Releases Small Entity Compliance Guide for Payday Rule; CFPB Updates List of Rural and Under-served Counties; CFPB Seeks Assistant Director for the Office of Regulations.
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Should the Industry Expect More Written Guidance?

February 25, 2019
In a rather unusual move, the CFPB earlier this month released written guidance to clarify certain aspects of the integrated mortgage dis-closure rule. This left many industry watchers looking at clues as to whether it signals a change in the agency’s attitude towards written guidance.
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Bill Introduced to Repeal HMDA Partial Exemption

February 25, 2019
Democratic lawmakers recently introduced a bill to both chambers of Congress to repeal the partial exemption granted last year to smaller institutions from certain mortgage reporting requirements.
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Fair Lending Activity More Supervision Oriented Now

February 25, 2019
The CFPB appears to have shifted away from addressing lending discrimination via enforcement actions, according to the bureau’s first semi-annual report to Congress under Director Kathy Kraninger. The report covers bureau activities from April 1, 2018, to Sept. 30, 2018.
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CFPB Expected to Rollback 2015 HMDA Rule

February 25, 2019
In yet another effort for deregulation following the controversial payday lending rule proposal, the CFPB is likely to propose changes to the mortgage disclosure rule, according to industry observers.
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Other News in Brief

February 11, 2019
CFPB Updates Reference Chart for 2019 HMDA Data Collection; CFPB Sued for Withholding Records on its Decision to Stop Military Lending Act Supervision; CFPB Clarifies Participation in "Disclosure Sandbox."
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