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Home » Topics » Inside FHA/VA Lending » Legislation & Regulation

Legislation & Regulation
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Mayor Pete for HUD Secretary? Ginnie Chief Departs

November 13, 2020
Paul Muolo
A new president in the White House means a changing of the guard at HUD, FHA and Ginnie. The candidates are...
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Will the Disparate-Impact Rule Die a Quiet Death?

November 13, 2020
Maria Volkova
Will President-elect Joe Biden live up to his election promise and gut a lender-friendly disparate-impact rule?
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FHA Proposes Private Flood Insurance for SF Mortgages

November 13, 2020
Maria Volkova
The proposed rule would allow homeowners in special flood hazard areas to comparison shop for loss coverage.
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HUD’s Carson Reassures on Rising FHA Delinquencies

October 30, 2020
Maria Volkova
The MMIF’s net worth is likely to have increased sharply in fiscal 2020. This year’s actuarial report will include stress test results.
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CFPB Continues Crackdown on False Ads to Veterans

October 30, 2020
Maria Volkova
In its ninth and largest action since July against false marketing practices targeting veterans, the bureau fined Low VA Rates $1.8 million.
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New BIA Requirement Pauses Lending on Tribal Trust Lands

October 30, 2020
Maria Volkova
The Bureau of Indian Affairs is requiring mortgage amounts to be redacted, creating a problem for government mortgage lending.
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Servicers’ Forbearance Information Still Misleading

October 16, 2020
Maria Volkova
Most servicers have updated relief-related information on their websites since HUD OIG’s April report. However, problems still persist.
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Waters Urges HUD to Rescind Final Disparate-Impact Rule

October 2, 2020
Maria Volkova
The final version of the disparate-impact rule shifts the burden of proof to show housing discrimination from lenders onto borrowers.
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DOJ Files Suit Against HECM Lender for Faulty Underwriting

October 2, 2020
Maria Volkova
Nutter Home Loans is accused of trying to bolster reverse mortgage originations by using unqualified underwriters.
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CFPB Fines Eighth VA Lender for Deceptive Ads

September 18, 2020
Maria Volkova
ClearPath Lending has been slapped with a $625,000 fine for deceptive advertising to veterans, bringing the total amount of fines issued by the CFPB to more than $3 million since July.
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