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Home » Topics » Inside FHA/VA Lending » Programs & Policies

Programs & Policies
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New FHA/VA Loan Limits Coming Soon

November 25, 2020
Dennis Hollier
New FHA and VA loan limits for 2021 will be released on Dec. 2.
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FHA Proposes Private Flood Insurance for SF Mortgages

November 13, 2020
Maria Volkova
The proposed rule would allow homeowners in special flood hazard areas to comparison shop for loss coverage.
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Will ‘Dreamers’ Qualify for FHA Loans Under Biden?

November 13, 2020
Maria Volkova
Under the Trump administration, many lenders received letters from HUD stipulating that DACA recipients are not eligible for FHA loans.
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Climate Change Looms Over Government-Insured Servicing

November 13, 2020
Maria Volkova
Natural disasters will continue to pose a heightened risk for servicers of Ginnie Mae loans, Mayer Brown said in a report.
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Still There but Not in Use Very Much: Ginnie PTAP

October 30, 2020
Paul Muolo
If needed, the Ginnie PTAP liquidity program is there, but very few issuers are using it. A good sign?
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New BIA Requirement Pauses Lending on Tribal Trust Lands

October 30, 2020
Maria Volkova
The Bureau of Indian Affairs is requiring mortgage amounts to be redacted, creating a problem for government mortgage lending.
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MBA, NAR Urge Congress Not to Raise Fees on IRRRLs

October 2, 2020
Maria Volkova
Recently proposed legislation would raise the IRRRL fee from 50 basis points to 85 bps. Lenders are not happy.
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VA Allows Deferment as Loss-Mitigation Option

October 2, 2020
Maria Volkova
Deferment can only be used as a loss-mitigation option if a vet is able to resume making monthly payments as scheduled under the contract.
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GAO Finds HUD Data Protection Protocols Lacking

October 2, 2020
Maria Volkova
According to GAO, HUD is not able to fully identify what sensitive information is shared, stored and processed with external entities.
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HECM Lending Remains Strong During COVID

September 18, 2020
Paul Muolo
The outlook for HECM lending remains positive as rates remain low and seniors move to tap home equity during these troubled economic times. (Includes data chart.)
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